The Pandemic’s Effects on Women-Owned Small Firms: Findings from the Small Business Credit Survey
the fourth concludes that businesses owned by women, and, in particular, by Black women, faced more financial and operational challenges during the pandemic and were less likely to receive financing than men-owned businesses.
The Initial Impact of COVID-19 on Communities and the Entities Serving Them
This fourth article highlights the results of a survey of organizations providing services to LMI communities during the pandemic.
A Survey of Separately Branded Online-Only Banks and Their Role in the Banking System
This second article explores the emergence of online-only subsidiaries of traditional brick-and-mortar banks.
Single Mothers Have Little Wealth to Withstand Outsized COVID-19 Impact
The second shows that single mothers had slim financial cushions going into the COVID-19 recession and had higher unemployment rates during the recession than single fathers and women without children.
Mind the Gap: Minority-Owned Small Businesses' Financing Experiences in 2018
This second article explores disparities in small business credit approval by race and ethnicity.
Two Tales of Changes in Retail Banking
This issue of Consumer & Community Context focuses on two aspects of these changes in retail banking.
"Rural Brain Drain": Examining Millennial Migration Patterns and Student Loan Debt
This second article considers the relationship between the amount of student loan debt individuals acquire and their decisions to live in rural or urban areas.
Gender and Credit in 2020: Evidence from the Survey of Household Economics and Decisionmaking
The third notes that, in 2020, women were more likely to have credit card debt, to be denied or approved for less when they applied for credit products, and to put off applying for credit at higher rates than men.
Childcare Disruptions and Mothers’ Availability to Work during the Pandemic: Evidence from the Survey of Household Economics and Decisionmaking
The first article finds that the pandemic disrupted childcare or in-person schooling for nearly 70 percent of parents, with 25 percent of mothers reporting that they did not work or worked less as a result.
Access to Financial Services Matters to Small Businesses
This issue of Consumer & Community Context focuses on small businesses’ access to capital.