Latest Items by Federal Reserve Bank of New York

• Who Is Still on First? An Update of Characteristics of First‑Time Homebuyers
  Tracy, Joseph & Lee, Donghoon
• Flood Risk and Flood Insurance
  Santos, João A. C. & Perry, Evan & Blickle, Kristian S.
• A Check‑In on the Mortgage Market
  Lee, Jonathan & Lee, Donghoon & Haughwout, Andrew F. & Van der Klaauw, Wilbert & Scally, Joelle
• Understanding the Pricing of Carbon Emissions: New Evidence from the Stock Market
  Osambela, Emilio & Crosignani, Matteo & Pritsker, Matthew
• Can Redemption Fees Prevent Runs on Funds?
  Keister, Todd & Huang, Xuesong
• National and Regional Economic Outlook
  Athreya, Kartik B.
• Summer of ’25: The Data
  Williams, John C.
• Market Concentration and Aggregate Productivity: The Role of Demand
  Wu, Liangjie & Pearce, Jeremy
• How Shadow Banking Reshapes the Optimal Mix of Regulation
  Hachem, Kinda
• A Danger to Self and Others: Health and Criminal Consequences of Involuntary Hospitalization
  Bolotnyy, Valentin & Welle, Pim & Emanuel, Natalia
• Who Lends to Households and Firms?
  Boyarchenko, Nina & Elias, Leonardo
• Management and Firm Dynamism
  Schuh, Rachel & Van Reenen, John & Bloom, Nicholas & Hartley, Jonathan S. & Sadun, Raffaella
• The Rise in Deposit Flightiness and Its Implications for Financial Stability
  Li, Jian & Ma, Yiming & Lu, Xu & Blickle, Kristian S.
• The Fed’s Treasury Purchase Prices During the Pandemic
  Younger, Josh & Shachar, Or & Johansson, Peter & Krogh, Isabel & Correia Golay, Ellen & Dunn, Maximilian & Fleming, Michael J.
• The Zero Lower Bound Remains a Medium‑Term Risk
  Williams, John C. & Cho, Sophia & Mertens, Thomas M.
• Losses from Natural Disasters: County-Level Data on Damages, Injuries, and Fatalities
  Crosignani, Matteo & Hiti, Martin
• New Dataset Maps Losses from Natural Disasters to the County Level
  Hiti, Martin & Crosignani, Matteo
• The Theory of Financial Stability Meets Reality
  Hachem, Kinda & Kleymenova, Anya V. & Boyarchenko, Nina
• Financial Intermediaries and the Changing Risk Sensitivity of Global Liquidity Flows
  Avdjiev, Stefan & Goldberg, Linda S.
• The Totality of the Data
  Williams, John C.
• Best Practices in U.S. Treasury Repo Markets
  Nordstrom, Anna
• Balance Sheet Runoff and Desk Money Market Operations
  Tavares Marchioni, Dina
• Reserves and Where to Find Them
  Afonso, Gara & Cipriani, Marco & Plosser, Matthew & Martinez, JC
• When the Map No Longer Matches the Terrain
  Nistor, Mihaela
• Information Spillovers Within Couples: Evidence from a Sequential Survey of Spouses
  Delavande, Adeline & Zafar, Basit & Koşar, Gizem
• Are Businesses Absorbing the Tariffs or Passing Them On to Their Customers?
  Heise, Sebastian & Abel, Jaison R. & Deitz, Richard & Montalbano, Nick & Hyman, Benjamin
• How Much Does Immigration Data Explain the Employment‑Gap Puzzle?
  Audoly, Richard & Xing, Roshie
• How Uncertain Is the Estimated Probability of a Future Recession?
  Crump, Richard K. & Gospodinov, Nikolay
• Who’s Paying Those Overdraft Fees?
  Van der Klaauw, Wilbert & Leonard, Gabriel & Morgan, Donald P.
• The Evolution of the Federal Reserve’s Monetary Policy Implementation Framework
  Perli, Roberto