Latest Items by Federal Reserve Bank of New York

• Regulatory Arbitrage Within the Firm
  Kundu, Shohini & Cetorelli, Nicola
• The Unintended Effects of Interest Rate Caps: Credit Reallocation to Safer Borrowers
  Pham, Thu & Chakrabarti, Rajashri & Leonard, Gabriel & Morgan, Donald P. & Seltzer, Lee
• The Unintended Effects of Interest Rate Caps: Credit Rationing for Risky Borrowers
  Morgan, Donald P. & Chakrabarti, Rajashri & Seltzer, Lee & Pham, Thu & Leonard, Gabriel
• Struggling Regional Small Businesses Deeply Pessimistic About 2026 Prospects
  Aarons, Will & Sarkar, Asani
• Remote Work Leaves Younger Workers Sidelined
  Pallais, Amanda & Harrington, Emma & Emanuel, Natalia
• Productivity Growth and the Challenge of Real-Time Policymaking
  Williams, John C.
• The Regional Side of the Story: K‑Shaped Pattern in Region, Wider Gap in Gas Spending
  Pham, Thu & Pierce, Beckett & Pinkovskiy, Maxim L. & Chakrabarti, Rajashri
• Food Insecurity and Consumer Pessimism
  Mehta, Ishva & Van der Klaauw, Wilbert & Kosar, Gizem
• The U.S. Economy: National Economic Outlook
  Athreya, Kartik B.
• Assessing the Current State of Wage Inflation
  Melcangi, Davide & Almuzara, Martín & Audoly, Richard
• AI’s Macroeconomic Challenges and Promises
  Lenzu, Simone
• Reserve Management and the Fed’s System Open Market Account: Recent Experience and Insights from Surveys
  Perli, Roberto
• The Global Credit Cycle in Corporate Bond Returns
  Elias, Leonardo & Boyarchenko, Nina
• Honey, Who Shrunk the U.S. Income Surplus?
  Klitgaard, Thomas & Higgins, Matthew
• Micro and Macro Cost-Price Dynamics in Normal Times and During Inflation Surges
  Lenzu, Simone & Tielens, Joris & Gagliardone, Luca & Gertler, Mark
• Do Job Postings Show Early Labor‑Market Effects of AI?
  Audoly, Richard & Topa, Giorgio & Guerin, Miles
• Federal Student Loan Defaults Return After Pandemic Pause
  Scally, Joelle & Van der Klaauw, Wilbert & Jacob, Zara & Lee, Donghoon & Mangrum, Daniel
• Will Mounting Supply Chain Strains Hamstring the AI Investment Boom?
  Dawson, Jeffrey B. & Turney, Shad & Clark, Hunter L.
• Stress and Strain from NBFIs to Banks
  Acharya, Viral V. & Tuckman, Bruce & Cetorelli, Nicola
• Opening Remarks at The 2026 Federal Reserve Financial and Monetary History Conference
  Athreya, Kartik B.
• There Is No Try
  Williams, John C.
• Bayesian Persuasion and Cryptography
  Azar, Pablo D.
• Same Shock, Different Roads? A K‑Shaped Pattern at the Pump
  Pierce, Beckett & Pham, Thu & Pinkovskiy, Maxim L. & Chakrabarti, Rajashri
• In What Ways Has U.S. Trade with China Changed?
  Clark, Hunter L. & Simitian, Greg
• Explaining the K‑Shaped Economy: What’s Behind the Divide?
  Pierce, Beckett & Pinkovskiy, Maxim L. & Chakrabarti, Rajashri & Pham, Thu
• Tracking the K‑Shaped Economy: Who’s Driving Spending?
  Pham, Thu & Pinkovskiy, Maxim L. & Pierce, Beckett & Chakrabarti, Rajashri
• A Market in Motion: Looking Back on Three Decades in Foreign Exchange
  Nordstrom, Anna
• Financial Shocks, Productivity, and Prices
  Tielens, Joris & Hu, Shi & Lenzu, Simone & Rivers, David A.
• Artificial Intelligence and Monetary Policy: A Framework and Perspective on Cyclical Transmission, Structural Transition, and Financial Stability
  Lenzu, Simone
• The Cosmos
  Williams, John C.