Latest Items by Federal Reserve Bank of New York

• The Future of Payment Infrastructure Could Be Permissionless
  Garratt, Rod & Lee, Michael Junho
• Navigating Geoeconomic Risk: Evidence from U.S. Mutual Funds
  Macchiavelli, Marco & Han, Lina & Crosignani, Matteo
• Economics of Property Insurance
  Jung, Hyeyoon & Jung, Jaehoon (Kyle)
• How Businesses Set Prices—In Their Own Words
  Schoenle, Raphael & Bruine de Bruin, Wändi & Dogra, Keshav & Heise, Sebastian & Knotek, Edward S. & Meyer, Brent & Rich, Robert W. & Topa, Giorgio & Van der Klaauw, Wilbert
• Navigating Unpredictable Terrain
  Williams, John C.
• The U.S. Economy in a Time of Policy and Meta-Policy Change
  Athreya, Kartik B.
• Is Monetary Policy Still Seasonal?
  Dogra, Keshav & Crump, Richard K. & Kongoli, Dennis
• Banks Develop a Nonbank Footprint to Better Manage Liquidity Needs
  Prazad, Saketh & Cetorelli, Nicola
• U.S. Banks Have Developed a Significant Nonbank Footprint
  Prazad, Saketh & Cetorelli, Nicola
• Money Market Conditions and the Federal Reserve’s Balance Sheet
  Perli, Roberto
• Next Level Unlocked
  Williams, John C.
• How Has Treasury Market Liquidity Fared in 2025?
  Fleming, Michael J.
• Liquidity and Trading Dynamics in the Off-the-Run U.S. Treasury Market
  Chaboud, Alain P. & Shachar, Or & Keane, Frank M. & Huh, Yesol & Fleming, Michael J. & Correia Golay, Ellen
• Theory and Practice of Monetary Policy Implementation
  Williams, John C.
• Economic Capital: A Better Measure of Bank Failure?
  Plosser, Matthew & Hirtle, Beverly
• Banking System Vulnerability: 2025 Update
  Eisenbach, Thomas M. & Crosignani, Matteo & Fringuellotti, Fulvia
• National and Regional Economic Outlook
  Athreya, Kartik B.
• Prepare for the Unexpected
  Williams, John C.
• Balance Sheet Reduction and Ample Reserves
  Remache, Julie
• Financial Inclusion in the United States: Measurement, Determinants, and Recent Developments
  Morgan, Donald P. & Nair, Ambika & Scally, Joelle & Van der Klaauw, Wilbert & Mangrum, Daniel & Kivell, Jonathan & Crosignani, Matteo
• The Shadow Value of Central Bank Lending
  Pavanini, Nicola & Jankauskas, Tomas & Albertazzi, Ugo & Burlon, Lorenzo
• Cognitive Health, Household Financial Decision-Making, and Intrahousehold Financial Spillovers
  Mitchell, Jean M & Turner, R. Scott & Van der Klaauw, Wilbert & Wang, Crystal & Gresenz, Carole Roan
• Supervising Failing Banks
  Correia, Sergio A. & Verner, Emil & Luck, Stephan
• A Danger to Self and Others: Consequences of Involuntary Hospitalization
  Emanuel, Natalia & Welle, Pim & Bolotnyy, Valentin
• Consumption Sensitivity of Uncertain Households
  Melcangi, Davide & Koşar, Gizem
• Understanding Consumer Demand for “Buy Now, Pay Later”
  Koşar, Gizem & Van der Klaauw, Wilbert & Aidala, Felix & Mangrum, Daniel
• End‑of‑Month Activity Across the Treasury Market
  Fleming, Michael J. & Palash-Mizner, Jonathan & Shachar, Or
• The Rise of Sponsored Service for Clearing Repo
  Kahn, R. Jay & Copeland, Adam
• Dutch Treat: The Netherlands’ Exorbitant Privilege in the Eighteenth Century
  Berre, Stein & Sarkar, Asani
• A Country‑Specific View of Tariffs
  Higgins, Matthew & Klitgaard, Thomas