Latest Items by Federal Reserve Bank of Philadelphia

• Does Experience Matter? Past Fraud Experiences, Data Compromises, and Credit Market Behavior
  Toh, Ying Lei & Blascak, Nathan
• Model Risk Under CECL: A Consumer Finance Perspective
  Canals-Cerda, Jose J.
• Do Research Universities Recession-Proof Their Regions? Evidence from State Flagship College Towns
  Jump, Robert Calvert & Scavette, Adam
• Credit Scores and Inequality across the Life Cycle
  Dempsey, Kyle & Chatterjee, Satyajit & Corbae, Dean & Ríos-Rull, José-Víctor
• Explaining Contract Heterogeneity in the Credit Card Market
  Eyigungor, Burcu & Chatterjee, Satyajit
• Racial Heterogeneity in Consumption Responses to the Economic Impact Payment
  Nakajima, Makoto & Goto, Yulina
• Large SVARs
  Rubio-Ramirez, Juan F. & Arias, Jonas E. & Shin, Minchul
• The Effects of Wildfire and Distant Air Pollution on Household Financial Well-Being
  Tzur-Ilan, Nitzan & An, Xudong & Gabriel, Stuart A.
• Economic Trends and Opportunities for Philadelphia
  Paulson, Anna L.
• Not Cashing In on Cashing Out: An Analysis of Low Cash-Out Refinance Rates
  Wardius, Collin & Hossain, Mallick & Livshits, Igor
• Thoughts on the U.S. Economy and the Year Ahead
  Paulson, Anna L.
• Does Skin in the Game Align Incentives? The Case of CRE CLOs
  Cordell, Lawrence R. & Dougal, Casey & Ma, Xingliang & Broxterman, Daniel
• The Fed Put and Bank Risk-Taking Evidence from the Loan Book
  Ramcharan, Rodney & Kilic, Mete & Hegde, Saket & Jan, Harren & An, Xudong
• Property Tax Pass-Through to Renters: A Quasi-Experimental Approach
  Baker, Sarah S.
• What Is My Home Worth?
  Amornsiripanitch, Natee & Wylie, David
• Regional Spotlight: Introducing the Price and Inflation Expectations Survey
  Curran, Kevin & Krasusky, Emerson
• Regional Spotlight: Introducing the Price and Inflation Expectations Survey
  Krasusky, Emerson & Curran, Kevin
• Banking Trends: How Banks Fund Their Lending
  DiSalvo, James
• Banking Trends: How Banks Fund Their Lending
  DiSalvo, James
• Harvesting Historical Data with LLMs
  Severen, Christopher & Moulton, Daniel
• Economic Outlook
  Paulson, Anna L.
• Hospital Billing Regulations and Financial Well-Being: Evidence from California’s Fair Pricing Law
  Aouad, Marion & Blascak, Nathan & Antwi, Yaa Akosa
• Financial Consequences of Student Loan Delinquency, Default, and Servicer Quality
  Welch, Meredith
• Economic Outlook
  Paulson, Anna L.
• Evidence of Diverging Spending Behavior by Income
  Akana, Tom
• Combining AI and Established Methods for Historical Document Analysis
  Moulton, Daniel & Santucci, Larry & Smith, Robyn
• Harnessing the Benefits, Minding the Risks of Fintech Innovations
  Paulson, Anna L.
• Single-Family REITs and Local Housing Markets
  Heimer, Rawley & Yu, Edison & Li, Wenli & Giacoletti, Marco
• The Great Reshuffle: Remote Work and Residential Sorting
  Li, Wenli & Su, Yichen
• Staying Ahead of the Curve: Twenty-Five Years of Consumer Finance Excellence
  Paulson, Anna L.