Latest Items by Federal Reserve Bank of Philadelphia

• Is Mortgage Lock-In Responsible for Housing Market Tightness?
  Mangum, Kyle & Graybill, Aaron
• The Health Channel of Business Cycles
  Guerrón-Quintana, Pablo & Gordon, Grey & Drautzburg, Thorsten & Khazanov, Alexey
• AI-Enabled Fraud Is On the Rise — Here’s How to Beat It
  Patala, Siddhartha & Jagtiani, Julapa & Rau, Raghavendra & Srivastava, Shivam
• The Rising Burden of Homeowners Insurance in the Third District States
  Zhang, Sisi & Algar, Victoria
• Recent Trends in Renter Financial Security and Homebuying Intentions
  Akana, Tom & Lambie-Hanson, Lauren & Drayton, Matthew
• Pricing-to-Market in Business Cycle Models
  Drozd, Lukasz A. & Nosal, Jaromir B. & Kolasa, Marcin
• Stablecoins and the Future of the Dollar
  Abadi, Joseph
• The Local Economic Impact of Coal Mine Closures
  Nason, David & Scavette, Adam & Stephens, Heather
• Quality Adjustment in Industry Deflators Strengthens Estimated Innovation–Productivity Relationships
  Hortacsu, Ali & Atalay, Enghin & Kimmel, Nicole & Syverson, Chad
• Words of Economics
  Atalay, Enghin
• Interchange Fees in Payment Networks Implications for Prices, Profits, and Welfare
  Hunt, Robert M. & Serfes, Konstantinos & Zhang, Yin
• Rental Prices and the Cost of Living in the United States, 1914–2006
  Lyons, Ronan & Gray, Rowena & Shertzer, Allison
• Banking Regulation with Risk of Sovereign Default
  D'Erasmo, Pablo & Schoors, Koen & Livshits, Igor
• The Evolution of the Corporate Bond Market: A Theoretical Analysis
  Üslü, Semih & Kargar, Mahyar & Weill, Pierre-Olivier & Lester, Benjamin
• Navigating Uncertainty: Inflation, Labor Markets, and the Stance of Monetary Policy
  Paulson, Anna L.
• Fast Locations and Slowing Mobility
  Mangum, Kyle & Coate, Patrick
• Flight to Safety: Evaluating Stablecoin’s Role as a Safe-Haven Asset in DeFi Markets
  Jagtiani, Julapa & Yoshida, Nathaniel & Chernoff, Alan
• Are Fiscal Transfers Inflationary?
  Arias, Jonas E. & Rubio-Ramirez, Juan F. & Shin, Minchul
• Do Recent Auto Loan Delinquency Rates Overstate Borrower Distress?
  Cheney, Julia S. & Hunt, Robert M. & Lambie-Hanson, Lauren & Zhou, Justin & Santucci, Larry
• Is Household Financial Health Improving?
  Doubinko, Valeria Zeballos & Bhutta, Neil
• It’s You, Not Me – Survey Data on AI’s Impact on Employees
  Akana, Tom
• How Quantum Computing Threatens Cryptography
  Sanches, Fabio
• International Currency Dominance
  Sanches, Daniel R. & Fernández-Villaverde, Jesús & Abadi, Joseph
• Time-Consistent Individuals, Time-Inconsistent Households
  Hertzberg, Andrew
• Why Is Manufacturing Productivity Growth So Low?
  Hortacsu, Ali & Kimmel, Nicole & Syverson, Chad & Atalay, Enghin
• Temporal Focal Points and Economic Outcomes Evidence from U.S. Mortgage Lending
  Giacoletti, Marco & Heimer, Rawley & Yu, Edison
• Monetary Policy and Productivity
  Paulson, Anna L.
• Bank Loans to NBFIs: Evidence of Specialization, Part II
  D'Erasmo, Pablo & Conroy, Andrew
• Bank Loans to NBFIs: Evidence of Specialization, Part I
  Conroy, Andrew & D'Erasmo, Pablo
• Building Credit Histories
  Livshits, Igor & Kovrijnykh, Natalia & Zetlin-Jones, Ariel