Latest Items by Federal Reserve Bank of Philadelphia

• Defragmenting Markets: Evidence from Agency MBS
  Song, Zhaogang & Vickery, James & Liu, Haoyang
• Regional Spotlight: Labor Market Disparities
  Flora, Paul R.
• Regional Spotlight: Labor Market Disparities
  Flora, Paul R.
• Why Credit Cards Played a Surprisingly Big Role in the Great Recession
  Drozd, Lukasz A.
• Is Rising Product Market Concentration a Concerning Sign of Growing Monopoly Power?
  Rudanko, Leena
• Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation during COVID-19
  Lambie-Hanson, Lauren & Gerardi, Kristopher S. & Willen, Paul S.
• Community Banks and Digital Innovation
  Harker, Patrick T.
• The Urgency of an Equitable Workforce Recovery
  Harker, Patrick T.
• Capital Buffers in a Quantitative Model of Banking Industry Dynamics
  Corbae, Dean & D'Erasmo, Pablo
• Aging and the Real Interest Rate in Japan: A Labor Market Channel
  Fujita, Shigeru & Fujiwara, Ippei
• Measuring Employer-to-Employer Reallocation
  Postel-Vinay, Fabien & Fujita, Shigeru & Moscarini, Giuseppe
• The Economy, Inflation, and Forbearance
  Harker, Patrick T.
• Innovative Pathways to an Equitable Workforce Recovery
  Harker, Patrick T.
• Macroeconomic Forecasting and Variable Ordering in Multivariate Stochastic Volatility Models
  Shin, Minchul & Rubio-Ramirez, Juan F. & Arias, Jonas E.
• Supporting Small Business Owners of Color
  Harker, Patrick T.
• How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic
  Vickery, James & Hizmo, Aurel & Willen, Paul S. & Lambie-Hanson, Lauren & Fuster, Andreas
• Piercing Through Opacity: Relationships and Credit Card Lending to Consumers and Small Businesses During Normal Times and the COVID-19 Crisis
  Udell, Gregory F. & Berger, Allen N. & Norden, Lars & Roman, Raluca A. & Wang, Teng & Bouwman, Christa H. S.
• Summary of the Workshop on Credit Card Lending and Payments
  Canals-Cerda, Jose J. & Dolson, Erik
• The Lingering Fiscal Effects of the COVID-19 Pandemic on Higher Education
  Kelchen, Robert & Ritter, Dubravka & Webber, Douglas
• Higher Education: The Importance and Urgency of Reform
  Harker, Patrick T.
• The Economic Recovery Continues
  Harker, Patrick T.
• Bayesian Estimation of Epidemiological Models: Methods, Causality, and Policy Trade-Offs
  Fernández-Villaverde, Jesús & Arias, Jonas E. & Rubio-Ramirez, Juan F. & Shin, Minchul
• Household Mortgage Refinancing Decisions Are Neighbor Influenced
  Shah, Avni & McCartney, W. Ben
• Which Lenders Are More Likely to Reach Out to Underserved Consumers: Banks versus Fintechs versus Other Nonbanks?
  Dolson, Erik & Jagtiani, Julapa
• Factor Models with Local Factors—Determining the Number of Relevant Factors
  Freyaldenhoven, Simon
• Delaware’s Economic Recovery: A Work in Progress
  Harker, Patrick T.
• Linking Community Banks and Fintech Platforms
  Harker, Patrick T.
• Is a Friend in Need a Friend Indeed? How Relationship Borrowers Fare during the COVID-19 Crisis
  Roman, Raluca & Udell, Gregory F. & Norden, Lars & Berger, Allen N. & Bouwman, Christa H. S.
• The Behavioral Relationship Between Mortgage Prepayment and Default
  Hall, Arden & Maingi, Ramain Quinn
• Banking Trends: How and Why Bank Capital Ratios Change Over the Business Cycle
  Elliott, PJ