Latest Items by Federal Reserve Bank of St. Louis

• Banking Analytics: U.S. Banks Increase Treasury Securities Holdings in Q1
  Loesch, Kathryn
• Living in Infamy: Bad Reputations in Emerging Markets
  Wright, Mark L. J. & Stangebye, Zachary
• Explaining the Federal Reserve’s Master Accounts
  Brennan, Vincent
• The Mortgage Borrower Who Can’t Fail and the One Who Can’t Win
  Garriga, Carlos & García, Manu
• It’s (Still) the Business Cycle: Young Adult Workers in a “Low-Hire, Low-Fire” Labor Market
  Kassens, Alice & Rodgers, William M.
• Challenges and Strategies for Expanding Apprenticeships in the St. Louis Region
  Panth, Neelu & Chalise, Nishesh
• Banking Analytics: Lower Asset Yields Squeeze Bank Interest Margins in Q1
  Baer, Julianne
• The Local-Spillover Decomposition of an Aggregate Causal Effect
  McCrory, Peter B. & Dupor, Bill & Ebsim, Mahdi & Li, Jingchao & Conley, Timothy G.
• Declining Fertility Rates across the World
  Ravikumar, B. & Vandenbroucke, Guillaume
• Real-Life Examples of Opportunity Cost
  Fagan, Doreen
• What 30 Million Applications Reveal about Mortgage Denial Thresholds
  Garriga, Carlos & García, Manu
• Tracking the Shift from Mortgage Refinancings to HELOCs
  Mori, Masataka & Sanchez, Juan M.
• Measuring AI Adoption among Firms: How You Ask Matters
  Blandin, Adam & Bick, Alexander & Jessen, Jonas & Fuchs-Schündeln, Nicola & Deming, David
• Algorithms as Shadow Regulation: Secondary Market Access Overrides Home Buyer Credit Risk
  García, Manu & Garriga, Carlos
• How Should the Promise of Higher Productivity Growth Change the Reality of Monetary Policy Today?
  Musalem, Alberto G.
• Failing the Threshold: The Impact of Rising Interest Rates on Mortgage Borrowing
  Garriga, Carlos & García, Manu
• How Trade Policy Is Changing: From Broad Rules to Targeted Restrictions
  Santacreu, Ana Maria & Patro, Bontu Ankit
• What Is the Federal Open Market Committee?
  Roberts, Austin
• The Determinants of Mortgage Denial
  Garriga, Carlos & García, Manu
• Does Uncertainty Really Predict Recessions?
  Jackson, Laura E. & Owyang, Michael T. & Hathhorn, Brooke
• The Geography of the Startup Surge during the Pandemic
  Patro, Bontu Ankit & Rubinton, Hannah
• Who Works from Home? Education, Job Type and Location All Play a Role
  Gerlach, Gus
• 1776 and the Economics of Government
  Gascon, Charles S. & Silvanus, Rehann
• Banking Analytics: Banks Experience Asset Growth amid Ongoing Consolidation
  Jenkins, Suzanne & Romanko, Reed
• Firm-Worker Matches: Experience or Inspection Goods?
  Gregory, Victoria & Topa, Giovanni M. & Menzio, Guido
• The Demographics of Wealth 2015, Essay No. 1: Race, Ethnicity and Wealth
  Noeth, Bryan J. & Boshara, Ray & Emmons, William R.
• The Demographics of Wealth 2015, Essay No. 2: Education and Wealth
  Noeth, Bryan J. & Emmons, William R. & Boshara, Ray
• Reversing the Tipping Point?
  Cynamon, Barry Z.
• The Evolving U.S. Economy and Household Debt: Featured Speaker Remarks
  Dynan, Karen E.
• How Do Credit Supply Shocks Affect the Real Economy? Evidence from the United States in the 1980s
  Verner, Emil & Sufi, Amir & Mian, Atif