Journal Article
A Summary of Consumer Protection Regulatory Changes
Community Development, Federal Reserve Bank of Dallas (2009)
Many regulatory changes go into effect in 2009 and 2010 as the government works to increase the knowledge of consumers who are shopping for credit.
e-Perspectives , Volume 9 , Issue 3

Journal Article
Texas foreclosure timeline
Office, Community Affairs (2007)
Texas has a rather quick foreclosure process for non-home equity loans. (Home equity loans must be foreclosed judicially.) The process is conducted by the trustee designated by the lender in the deed of trust (the mortgage instrument) without any court involvement.
Banking and Community Perspectives , Issue 2 , Pages 7

Newsletter
Responding to the foreclosure crisis - a conference summary
Berry, Michael; Newberger, Robin G. (2010-04)
On December 9?10, 2009, the Federal Reserve Bank of Chicago hosted a conference on mortgage foreclosure policy with the help of the Chicago Community Trust, Neighborhood Housing Services of Chicago, the MacArthur Foundation, and the Woodstock Institute.
Chicago Fed Letter , Issue Apr

Conference Paper
Are relative solutions to abusive mortgage lending practices throwing out the baby with the bathwater?
Wallace, George J.; Elliehausen, Gregory E.; Staten, Michael E. (2005)
Subprime mortgage lending is controversial. Its critics see excessive prices, unfair terms and "predatory" practices. Proponents see a much narrower set of problems. Legislative and regulatory solutions to perceive problems are being implemented piecemeal across states and even local jurisdictions. Unfortunately, little careful empirical work has been done to identify either extent of the alleged abuses or the costs of proposed reforms. ; This article presents new evidence about how the subprime mortgage market works. It suggests that legislative "reform? efforts in some cases are reducing ...
Proceedings , Paper 1000

Journal Article
Statement to Congress, May 24, 2000 (predatory lending practices)
Gramlich, Edward M. (2000-07)
Federal Reserve Bulletin , Issue Jul , Pages 462-465

Journal Article
The twenty-fifth anniversary of the Community Reinvestment Act: past accomplishments and future regulatory challenges
Apgar, William C.; Duda, Mark (2003-06)
This paper was presented at the conference "Policies to Promote Affordable Housing," cosponsored by the Federal Reserve Bank of New York and New York University's Furman Center for Real Estate and Urban Policy, February 7, 2002. It was part of Session 4: Housing Subsidies and Finance.
Economic Policy Review , Issue Jun , Pages 169-191

Journal Article
Real estate loans of registrants under Regulation X
Warner, Doris P. (1952-06)
Federal Reserve Bulletin , Issue Jun , Pages 620-637

Conference Paper
Lessons learned from mortgage market turmoil
Lockhart, James B. (2008)
Proceedings , Paper 1103

Conference Paper
The U.S. subprime crisis: lessons for regulations
Herring, Richard J. (2008)
Proceedings , Paper 1088

Journal Article
Taming the credit cycle by limiting high-risk lending
Gunther, Jeffery W. (2009)
Reformers should review the loan-to-value guidelines for real estate lending, toughen them up where necessary and, most important, put the force of law behind them.
Economic Letter , Volume 4