Journal Article

Taming the credit cycle by limiting high-risk lending


Abstract: Reformers should review the loan-to-value guidelines for real estate lending, toughen them up where necessary and, most important, put the force of law behind them.

Keywords: Regulation; Mortgage loans - Law and legislation; Risk management; Financial crises;

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Bibliographic Information

Provider: Federal Reserve Bank of Dallas

Part of Series: Economic Letter

Publication Date: 2009

Volume: 4

Order Number: 4