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Discussion Paper
Household Finances under COVID-19: Evidence from the Survey of Household Economics and Decisionmaking
This first article looks at select results from the most recent Survey of Household Economics and Decisionmaking (SHED), originally fielded in October 2019, and from supplemental SHED surveys fielded in April and July 2020 to measure the economic impact of the pandemic.
Discussion Paper
Can Student Loan Debt Explain Low Homeownership Rates for Young Adults?
This first article explores the impact that rising student loan debt levels may have on homeownership rates among young adults.
Discussion Paper
At the Fed, Consumers and Communities Matter
This new article series will highlight Federal Reserve research and analysis of the financial conditions and experiences of consumers and communities, including traditionally underserved and economically vulnerable households and neighborhoods. Our goal for this series is not just to share insights, but to provide context for the complex economic and financial issues that affect individuals, communities, and the broader economy—and, in the process, enhance understanding of and enrich the dialogue on issues that touch all of our lives.
Discussion Paper
Single Mothers Have Little Wealth to Withstand Outsized COVID-19 Impact
The second shows that single mothers had slim financial cushions going into the COVID-19 recession and had higher unemployment rates during the recession than single fathers and women without children.
Discussion Paper
The Pandemic’s Effects on Women-Owned Small Firms: Findings from the Small Business Credit Survey
the fourth concludes that businesses owned by women, and, in particular, by Black women, faced more financial and operational challenges during the pandemic and were less likely to receive financing than men-owned businesses.
Discussion Paper
Analyzing Consumer Complaints for Emerging Risks During the Pandemic
This third article presents the results of an analysis of complaints consumers reported to the Consumer Financial Protection Bureau about their experiences with financial institutions.
Discussion Paper
Searching for Small Business Credit Online: What Prospective Borrowers Encounter on Fintech Lender Websites
This first article describes what small business owners encounter when searching for financing on the websites of online lenders.
Discussion Paper
Growing Pains: Examining Small Business Access to Affordable Credit in Low-Income Areas
This third article examines small businesses’ access to financial services in low- and moderate-income communities.
Discussion Paper
CDFIs Response to COVID-19
This second article describes the operations of community development financial institutions and their roles responding to the pandemic.
Discussion Paper
Mind the Gap: Minority-Owned Small Businesses' Financing Experiences in 2018
This second article explores disparities in small business credit approval by race and ethnicity.