Search Results
Discussion Paper
Can Student Loan Debt Explain Low Homeownership Rates for Young Adults?
This first article explores the impact that rising student loan debt levels may have on homeownership rates among young adults.
Discussion Paper
"Rural Brain Drain": Examining Millennial Migration Patterns and Student Loan Debt
This second article considers the relationship between the amount of student loan debt individuals acquire and their decisions to live in rural or urban areas.
Discussion Paper
CDFIs Response to COVID-19
This second article describes the operations of community development financial institutions and their roles responding to the pandemic.
Discussion Paper
The Initial Impact of COVID-19 on Communities and the Entities Serving Them
This fourth article highlights the results of a survey of organizations providing services to LMI communities during the pandemic.
Discussion Paper
Gender and Credit in 2020: Evidence from the Survey of Household Economics and Decisionmaking
The third notes that, in 2020, women were more likely to have credit card debt, to be denied or approved for less when they applied for credit products, and to put off applying for credit at higher rates than men.
Discussion Paper
Access to Financial Services Matters to Small Businesses
This issue of Consumer & Community Context focuses on small businesses’ access to capital.
Discussion Paper
Searching for Small Business Credit Online: What Prospective Borrowers Encounter on Fintech Lender Websites
This first article describes what small business owners encounter when searching for financing on the websites of online lenders.
Discussion Paper
A Survey of Separately Branded Online-Only Banks and Their Role in the Banking System
This second article explores the emergence of online-only subsidiaries of traditional brick-and-mortar banks.
Discussion Paper
Analyzing Consumer Complaints for Emerging Risks During the Pandemic
This third article presents the results of an analysis of complaints consumers reported to the Consumer Financial Protection Bureau about their experiences with financial institutions.
Discussion Paper
The Pandemic’s Effects on Women-Owned Small Firms: Findings from the Small Business Credit Survey
the fourth concludes that businesses owned by women, and, in particular, by Black women, faced more financial and operational challenges during the pandemic and were less likely to receive financing than men-owned businesses.