Search Results

Showing results 1 to 10 of approximately 46.

(refine search)
SORT BY: PREVIOUS / NEXT
Bank:Federal Reserve Bank of Kansas City  Series:Payments System Research Briefing 

Briefing
Stored-value cards: a card for every reason

This article discusses the various uses of stored-value cards and the different degrees of their use and acceptance four years after their introduction.
Payments System Research Briefing , Issue Jun

Briefing
When Paying Bills, Low-Income Consumers Incur Higher Costs

Low-income consumers are more likely to pay bills using costlier payment methods, even when they have access to cheaper bank account-based methods. Digital exclusion, cash flow constraints, and lack of trust in or familiarity with electronic payment methods may explain low-income consumers’ reliance on costlier bill payment methods.
Payments System Research Briefing , Issue November 23, 2021 , Pages 7

Briefing
The Appeal and Proliferation of Buy Now, Pay Later: Consumer and Merchant Perspectives

Use of buy now, pay later (BNPL) payment products has been growing in the United States. We explore the benefits and risks of BNPL products for consumers and merchants.
Payments System Research Briefing , Issue November 10, 2021 , Pages 7

Briefing
Developments of QR Code-Based Mobile Payments in East Asia

Initiatives facilitating QR code-based mobile payments in Japan, Singapore, and Hong Kong may address some pain points of banks, nonbanks, and merchants, but whether they address consumers’ depends on factors such as fragmentation and overall digital commerce experience
Payments System Research Briefing

Briefing
Where social networks, payments and banking intersect

This article explores opportunities and risks emerging from a relatively new phenomenon: The rise of commerce, banking and payments services marketed and offered through social media.
Payments System Research Briefing , Issue Dec

Briefing
In the Nick of Time: The Rise of Earned Wage Access

Fintech programs that provide employees access to earned wages ahead of payday have gained popularity during the COVID-19 pandemic. Although consumers benefit from greater financial flexibility, such programs may involve risks.
Payments System Research Briefing

Briefing
Early experience with Check 21

This article looks at some of the early developments since the Check 21 law became effective and some of the remaining barriers to a more efficient and electronic check clearing system.
Payments System Research Briefing , Issue Apr

Briefing
The Rise of Buy Now, Pay Later: Bank and Payment Network Perspectives and Regulatory Considerations

Buy now, pay later (BNPL) products offered by fintechs have gained traction among consumers andmerchants in recent years and could compete with credit cards as a payment option. We explore thereactions of banks and payment networks to BNPL products as well as the current regulatory environment.
Payments System Research Briefing , Issue December 1, 2021 , Pages 6

Briefing
Neobanks: Banks by Any Other Name?

Neobanks, or digital banks, are bank-like providers of financial services that operate through apps and aim to appeal to different consumer groups through innovative features and design. Whether or not neobanks evolve into full banks, they have the potential to affect the traditional banking model.
Payments System Research Briefing

Briefing
Change is Coming: What the EMV Migration May Mean for Payments Innovation

This article considers how the upcoming shift from magnetic stripe to chip technology may affect the survival of card-based payment innovations.
Payments System Research Briefing , Issue April

FILTER BY year

FILTER BY Bank

FILTER BY Series

FILTER BY Content Type

Briefing 46 items

FILTER BY Jel Classification

E42 11 items

G21 6 items

G23 5 items

E58 3 items

A10 1 items

E5 1 items

show more (3)

FILTER BY Keywords

Payment systems 20 items

Payments 17 items

Credit cards 6 items

Debit cards 5 items

COVID-19 3 items

Central Bank Digital Currency 3 items

show more (56)

PREVIOUS / NEXT