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Homeowners’ Financial Protection Against Natural Disasters

Over the past few years, many people in the U.S. have had to deal with damage to their homes from natural disasters, such as Hurricane Harvey. This article explains the different kinds of financial protection from natural catastrophes that homeowners can access from the private and public sectors.
Chicago Fed Letter

Journal Article
A Look at Detroit's Affordable Housing Market

The foreclosure crisis had a significant impact on Detroit's home ownership rates. The 2000 and 2010 censuses indicate that the homeownership rate in Detroit was 54.9 percent and 51.1 percent, respectively. According to the 2011-2015 American Community Survey 5-Year Estimates, the current rate is below 50 percent. Detroit now has more renters than homeowners. As more residents move from homeownership, increased focus is being placed on the city?s rental housing market and the findings are not entirely favorable.
Profitwise , Issue 2 , Pages 4-7

Journal Article
The Missing Boomerang Buyers

Does it matter whether those who lost their homes during the crisis come back to the housing market?
Econ Focus , Issue 1Q , Pages 8-12

Journal Article
The House Is in the Mail

Economic History: {{p}} "Kit homes" from Sears and others were an affordable housing option
Econ Focus , Issue 2Q-3Q , Pages 24-26

Journal Article
COVID-19 Impacts on Housing Stability in the Twelfth Federal Reserve District

In the face of layoffs and furloughs due to the COVID-19 pandemic, many renters and homeowners across the country have struggled to make their mortgage or rent payments. Banks have provided flexibility to borrowers through loan deferrals and forbearance during the pandemic. The federal CARES Act provided stimulus payments to low- and moderate-income people and expanded unemployment insurance payments by states, allowing many to continue paying their bills during the early months of the pandemic. The CARES Act also included rental assistance to be disbursed by states, a moratorium on evictions ...
Community Development Research Brief , Volume 2020 , Issue 06 , Pages 06


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