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Keywords:Financial literacy 

Journal Article
Household financial management: the connection between knowledge and behavior

Consumer financial literacy has become a growing concern to educators, community groups, businesses, government agencies, and policymakers. Correspondingly, there has been an increase in the number and types of financial education programs available to households. Many of these programs focus on providing information to consumers and operate under the implicit assumption that increases in information and knowledge will lead to changes in financial-management practices and behaviors. ; This article focuses on four financial-management activities--cash-flow management, credit management, ...
Federal Reserve Bulletin , Issue Jul

Newsletter
Tapping the potential of the unbanked - private sector interest increases

Chicago Fed Letter , Issue Dec

Journal Article
Financial education: is it making a difference?

Few would argue that the time is ripe for financial education in America as financial products and services are growing in diversity and complexity.
Community Reinvestment Forum , Issue Spr

Speech
Opening remarks: a speech at the Federal Reserve Community Affairs Research Conference Financing Community Development, Washington, D.C., March 30, 2007

Presented by Charles I. Plosser, President and Chief Executive Officer, Federal Reserve Bank of Philadelphia, presented at the Federal Reserve Community Affairs Research Conference, Financing Community Development, Washington, D.C., March 30, 2007
Speech , Paper 6

Journal Article
Atlanta Fed hosts personal financial literacy seminar

Financial Update , Volume 10 , Issue Apr , Pages 5

Journal Article
Financial literacy education: a potential tool for reducing predatory lending?

A review of studies on the effectiveness of financial literacy training and whether such training results in responsible financial decision making by consumers.
The Region , Volume 16 , Issue Dec. , Pages 6-9, 34-36

Journal Article
\\"Building wealth\\" characters get animated

When the Federal Reserve Bank of Dallas updated its popular print publication, "Building Wealth: A Beginner's Guide to Securing Your Financial Future", it also produced a new animated, interactive CD-ROM version.
e-Perspectives , Issue 1

Working Paper
Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment

We explore the effects of mandatory third-party review of mortgage contracts on the terms, availability, and performance of mortgage credit. Our study is based on a legislative experiment in which the State of Illinois required ?high-risk? mortgage applicants acquiring or refinancing properties in 10 specific zip codes to submit loan offers from state-licensed lenders to review by HUD-certified financial counselors. We document that the legislation led to declines in both the supply of and demand for credit in the treated areas. Controlling for the salient characteristics of the remaining ...
Working Paper Series , Paper WP-09-07

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