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Conference Paper
A comparison of small business finance in two Chicago minority neighborhoods
Bond, Philip; Townsend, Robert M.; Huck, Paul; Rhine, Sherrie L. W. (1999)
Proceedings , Paper 780

Journal Article
Small business: Big lending to small businesses
Kezar, Michelle L. (1995-04)
Cross Sections , Volume 12 , Issue Spr , Pages 28

Journal Article
The growing symbiosis in Southeastern business
Avery, David (1996-07)
Regional Update , Issue Jul , Pages 9, 11

Working Paper
On SBA-guaranteed lending and economic growth
Craig, Ben R.; Thomson, James B.; Jackson, William E. (2004)
Increasingly, policymakers are looking to the small business sector as a potential engine of economic growth. Policies to promote small businesses include tax relief, direct subsidies, and indirect subsidies through government lending programs. Encouraging lending to small business is the primary policy objective of the Small Business Administration (SBA) loan-guarantee program. Using a panel data set of SBA-guaranteed loans we assess whether SBA-guaranteed lending has an observable impact on local and regional economic performance.
Working Papers (Old Series) , Paper 0403

Journal Article
Hope on credit: microlending comes to the U.S.
Wasserman, Miriam (1998-10-04)
Regional Review , Volume 8 , Issue Q 4 , Pages 18-24

Journal Article
The Great Recession’s effect on entrepreneurship
Shane, Scott (2011-03)
Though the recent recession was the worst downturn since the Great Depression, some observers argue that one silver lining is an upswing in entrepreneurship. Recessions, they claim, provide laid-off workers with the motivation to start their own businesses, and a recent study suggests that in 2009 the number people becoming self employed spiked to its highest level in more than a decade. Unfortunately, a careful look at multiple sources of data shows that the Great Recession was actually a time of considerable decline in entrepreneurial activity in the United States.>
Economic Commentary , Issue Mar

Working Paper
Community banks as small business lenders: the tough road ahead
Ergungor, O. Emre (2002)
This paper investigates the performance of community banks as small business (relationship) lenders. Theory suggests that competition reduces the benefits of bank?borrower relationships, making small business loans more risky and less profitable. In support of this theory, the evidence indicates that community banks? performance deteriorates with increasing small business lending. Policies that encourage community banks to engage in more aggressive small business lending may lessen the soundness of these institutions.
Working Papers (Old Series) , Paper 0203

Women business owners in Texas get less financing than men do
Ryder Perlmeter, Emily (2023-12-01)
Women in Texas who own small businesses struggle more than men to access loans, post-COVID data show, and the situation is worse for women of color.
Dallas Fed Communities

Journal Article
Credit market conditions and the use of bank lines of credit
James, Christopher M. (2009)
Many credit line agreements contain restrictive covenants and other contingencies that may limit the ability of borrowers to draw on their lines, which is a particular concern to small firms. This Economic Letter reviews recent empirical studies that suggest that private firms? access to credit lines is much more sensitive to changes in bank lending standards than is access by publicly traded firms.
FRBSF Economic Letter

Conference Paper
Assessing the profitability and riskiness of small business lenders in the banking industry
Kolari, James (2003)
Proceedings , Paper 846

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