Search Results

SORT BY: PREVIOUS / NEXT
Keywords:Nonbank financial institutions 

Conference Paper
Reaching out to the unbanked

Proceedings , Paper 786

Conference Paper
The role of alternative financial service providers in serving LMI neighborhoods

Proceedings , Paper 785

Journal Article
Nonbanks in the payments system: innovation, competition, and risk - a conference summary

From the early days of automated card sorting to the more recent times of the Internet and check imaging, payments and payments processing have continually embraced new technology. At the same time, the industry has been shaped by its share of entry and exit, through startups, mergers, and the reorganization of businesses seeking the proper scope of horizontal and vertical integration. ; These changes have enabled nonbank organizations to play a larger role in the payments system. Nonbanks have followed a number of pathways to more prominence: purchasing bank payment processing subsidiaries, ...
Economic Review , Volume 92 , Issue Q III , Pages 83-106

Conference Paper
The role of nonbanks in commercial lending

Proceedings , Paper 285

Working Paper
Banking and commerce: a liquidity approach

This paper looks at the advantages and disadvantages of mixing banking and commerce, using the "liquidity" approach to financial intermediation. Adding a commercial firm makes it easier for a bank to dispose of assets seized in a loan default. This "internal market" increases the liquidity of such assets and improves the bank's ability to perform financial intermediation. More generally, owning a commercial firm may act either as a substitute or a complement to commercial lending. In some cases, a bank will voluntarily refrain from making loans, choosing to become a nonbank bank in an ...
Working Papers (Old Series) , Paper 9907

Journal Article
The legacy of the separation of banking and commerce continues in Gramm-Leach-Bliley

The Region , Volume 14 , Issue Jun , Pages 18-21

Speech
Fixing wholesale funding to build a more stable financial system

Remarks at the New York Bankers Association's 2013 Annual Meeting & Economic Forum, The Waldorf Astoria, New York City.
Speech

Journal Article
Recent trends in the profitability of credit card banks

Competition among credit card issuers has increased sharply over the past few years. Despite this trend, the profitability of credit card banks not only remains high relative to the rest of the banking industry but continues to grow. This article examines recent trends in credit card bank profitability and, by looking beyond the aggregate data, uncovers some important differences between credit card banks owned by bank holding companies and those owned by nonbank firms.
Quarterly Review , Volume 19 , Issue Sum , Pages 107-111

Journal Article
Still toe-to-toe: banks and nonbanks at the end of the '80s

Economic Perspectives , Volume 14 , Issue Jan , Pages 12-23

Working Paper
The importance of check-cashing businesses to the unbanked: racial/ethnic differences

The roughly 9.5 percent of all U.S. families that are without some type of transaction account (unbanked) are disproportionately represented by minorities. The unbanked often must rely on alternative ways to carry out basic financial transactions such as cashing payroll checks and paying bills. This study analyzes unique survey data and finds that a consumer's decision to patronize check-cashing businesses is jointly made with the decision to be unbanked. For the unbanked, these businesses are an important source for financial services. Attributes that contribute to these decisions, however, ...
Working Paper Series , Paper WP-03-10

FILTER BY year

FILTER BY Content Type

FILTER BY Author

FILTER BY Jel Classification

G20 2 items

F30 1 items

G23 1 items

G32 1 items

L11 1 items

FILTER BY Keywords

PREVIOUS / NEXT