Search Results
Working Paper
A literature review on the effectiveness of financial education
Martin, Matthew
(2007)
This survey summarizes current research on financial literacy efforts. Because most financial literacy programs are relatively new, much of the literature reviewed here is also new and part of a field that is still developing as a program of research. However, we can conclude that financial education is necessary and that many existing approaches are effective. Among the findings are that some households make mistakes with personal finance decisions; mistakes are more common for low income and less educated households; there is a causal connection between increases in financial knowledge and ...
Working Paper
, Paper 07-03
Speech
Opening remarks: a speech at the Federal Reserve Community Affairs Research Conference Financing Community Development, Washington, D.C., March 30, 2007
Plosser, Charles I.
(2007-03-30)
Presented by Charles I. Plosser, President and Chief Executive Officer, Federal Reserve Bank of Philadelphia, presented at the Federal Reserve Community Affairs Research Conference, Financing Community Development, Washington, D.C., March 30, 2007
Speech
, Paper 6
Speech
Welcoming remarks: a speech at the Federal Reserve System Town Hall Meeting with Educators, Washington, D.C., September 30, 2010
Bernanke, Ben S.
(2010)
Speech
, Paper 550
Speech
Improving the measurement of inflation expectations
Potter, Simon M.
(2012)
Remarks at the Barclays 16th Annual Global Inflation-Linked Conference, New York City.
Speech
, Paper 84
Discussion Paper
Delivery of financial literacy programs
Rhine, Sherrie L. W.; Toussaint-Comeau, Maude
(2000)
A critical challenge faced by educators, community leaders and policy makers is to bring financial literacy and consumer education effectively to their constituencies. Based on the qualitative evidence gleaned from focus groups, we take a pragmatic approach in proposing ways to deliver financial literacy programs to adults. This article makes several suggestions for implementing financial literacy programs, from outlining important financial literacy and consumer education topics to discussing the logistics of using various method of outreach activities.
Consumer and Community Affairs Policy Studies
, Paper 2000-7
Working Paper
Bank accounts and youth financial knowledge: connecting experience and education
Choi, Laura
(2009)
Studies have shown that ?experiential learning? can result in significant knowledge gains in a number of subject areas, but how does ?learning by doing? fit into the context of financial education? This new working paper explores this topic and analyzes data from the 2008 Jump$tart survey of high school seniors to examine the relationship between bank account ownership and student knowledge of personal finance. The results are informative for financial education delivery, particularly the importance of providing interactive opportunities for the application and practice of skills and ...
Community Development Working Paper
, Paper 2009-07
Journal Article
Learning and growing: Lessons learned in financial education
Neiser, Brent; Beck, Ted
(2009-07)
Community Investments
, Volume 21
, Issue Sum
Journal Article
Kids Bank Encourages Early Saving in Fort Worth
Community Development, Federal Reserve Bank of Dallas
(2006)
A unique partnership between Unity One Federal Credit Union and Fort Worth's Washington Heights Elementary School created a "Kids Bank" that encourages savings and teaches children valuable financial skills that will benefit them for a lifetime.
e-Perspectives
, Volume 6
, Issue 4
Discussion Paper
Economic literacy and inflation expectations: evidence from a laboratory experiment
Manz, Michael; Burke, Mary A.
(2011)
We present new experimental evidence on heterogeneity in the formation of inflation expectations and relate the variation to economic literacy and demographics. The experimental design allows us to investigate two channels through which expectations-formation may vary across individuals: (1) the choice of information and (2) the use of given information. Subjects who are more economically literate perform better along both dimensions?they choose more-relevant information and make better use of given information. Compared with survey data on inflation expectations, fewer demographic factors ...
Public Policy Discussion Paper
, Paper 11-8
Working Paper
Confidence, Financial Literacy and Investment in Risky Assets: Evidence from the Survey of Consumer Finances
Fessler, Pirmin; Hsu, Joanne W.; http://fedora:8080/fcrepo/rest/objects/authors/; http://fedora:8080/fcrepo/rest/objects/authors/
(2020-01-16)
We employ recent Survey of Consumer Finances (SCF) microdata from the US to analyze the impacts of confidence in one’s own financial knowledge, confidence in the economy, and objective financial literacy on investment in risky financial assets (equity and bonds) on both the extensive and intensive margins. Controlling for a rich set of covariates including risk aversion, we find that objective financial literacy is positively related to investment in risky assets as well as debt securities. Moreover, confidence in own financial skills additionally increases the probability of holding risky ...
Finance and Economics Discussion Series
, Paper 2020-004
FILTER BY year
FILTER BY Bank
Federal Reserve Bank of Dallas 18 items
Board of Governors of the Federal Reserve System (U.S.) 14 items
Federal Reserve Bank of Chicago 14 items
Federal Reserve Bank of San Francisco 10 items
Federal Reserve Bank of Atlanta 6 items
Federal Reserve Bank of Minneapolis 4 items
Federal Reserve Bank of New York 4 items
Federal Reserve Bank of Philadelphia 4 items
Federal Reserve Bank of Boston 3 items
Federal Reserve Bank of Cleveland 3 items
Federal Reserve Bank of Kansas City 2 items
Federal Reserve Bank of Richmond 2 items
show more (7)
show less
FILTER BY Series
Speech 12 items
e-Perspectives 12 items
Banking and Community Perspectives 6 items
Community Investments 6 items
Financial Update 6 items
Profitwise 6 items
Proceedings 5 items
Finance and Economics Discussion Series 4 items
Community Development Working Paper 3 items
The Region 3 items
Chicago Fed Letter 2 items
Consumer Finance Institute discussion papers 2 items
Federal Reserve Bulletin 2 items
Public Policy Discussion Paper 2 items
Communities and Banking 1 items
Community Affairs Research Working Paper 1 items
Community Reinvestment Forum 1 items
Community Reinvestment Report 1 items
Consumer and Community Affairs Policy Studies 1 items
Opportunity and Inclusive Growth Institute Working Papers 1 items
Richmond Fed Economic Brief 1 items
Staff Reports 1 items
TEN 1 items
Working Paper 1 items
Working Paper Series 1 items
Working Papers 1 items
Working Papers (Old Series) 1 items
show more (22)
show less
FILTER BY Content Type
Journal Article 45 items
Working Paper 13 items
Speech 12 items
Conference Paper 5 items
Discussion Paper 5 items
Newsletter 2 items
Briefing 1 items
Report 1 items
show more (3)
show less
FILTER BY Author
anonymous 13 items
Community Development, Federal Reserve Bank of Dallas 11 items
Choi, Laura 5 items
Bernanke, Ben S. 4 items
Todd, Richard M. 3 items
Anderson, Steven G. 2 items
Braunstein, Sandra F. 2 items
Collins, J. Michael 2 items
Coussens, Michelle 2 items
Di, Wenhua 2 items
Dudley, William 2 items
Hogarth, Jeanne M. 2 items
Office, Community Affairs 2 items
Rand, Dory 2 items
Staten, Michael E. 2 items
Agarwal, Sumit 1 items
Amromin, Gene 1 items
Apgar, William C. 1 items
Armantier, Olivier 1 items
Askari, Ammar 1 items
Athreya, Kartik B. 1 items
Barron, John M. 1 items
Beck, Ted 1 items
Bell, Casey 1 items
Ben-David, Itzhak 1 items
Beverly, Sondra G. 1 items
Bhutta, Neil 1 items
Brown, Alexandra 1 items
Bruine de Bruin, Wändi 1 items
Bucks, Brian 1 items
Burke, Mary A. 1 items
Calder, Allegra 1 items
Cheney, Julia S. 1 items
Chomsisengphet, Souphala 1 items
Cobb, Kathy 1 items
Courchane, Marsha J. 1 items
Cross, Justina 1 items
Duke, Elizabeth A. 1 items
Edmiston, Kelly D. 1 items
Evanoff, Douglas D. 1 items
Fauth, Gary 1 items
Fessler, Pirmin 1 items
Fisher, Mary Gillett 1 items
Flaherty Manchester, Colleen 1 items
Fuster, Andreas 1 items
Gartner, Kimberly 1 items
Goda, Gopi Shah 1 items
Gorin, Daniel 1 items
Greenspan, Alan 1 items
Handlin, Elizabeth 1 items
Hathaway, Ian 1 items
Hebert, Daniel 1 items
Herbst-Murphy, Susan 1 items
Hilgert, Marianne A. 1 items
Hizmo, Aurel 1 items
Hopley, Virginia 1 items
Hsu, Joanne W. 1 items
Khatiwada, Sameer 1 items
Leonard, Tammy 1 items
Levy, Matthew R. 1 items
Lyons, Angela C. 1 items
Manz, Michael 1 items
Martin, Matthew 1 items
Meier, Stephan 1 items
Mishkin, Frederic S. 1 items
Murdoch, James C. 1 items
Neiser, Brent 1 items
Newberger, Robin G. 1 items
Paulson, Anna L. 1 items
Pence, Karen M. 1 items
Plosser, Charles I. 1 items
Potter, Simon M. 1 items
Reid, Carolina 1 items
Rhine, Sherrie L. W. 1 items
Ryder, Emily 1 items
Scherpf, Erik 1 items
Schmeiser, Maximilian D. 1 items
Sojourner, Aaron 1 items
Sprenger, Charles 1 items
Stilwell, Anne 1 items
Tasoff, Joshua 1 items
Tillett, Doug 1 items
Topa, Giorgio 1 items
Toussaint-Comeau, Maude 1 items
Urban, Carly 1 items
Van der Klaauw, Wilbert 1 items
Waldron, Tom 1 items
Welch, Carolyn 1 items
Zafar, Basit 1 items
http://fedora:8080/fcrepo/rest/objects/authors/ 1 items
show more (85)
show less
FILTER BY Jel Classification
FILTER BY Keywords
Education 10 items
Finance, Personal 7 items
Saving and investment 5 items
Unbanked 5 items
Education - Economic aspects 4 items
Federal Reserve System 4 items
Inflation (Finance) 4 items
Banks and banking 3 items
Consumer credit 3 items
Household finance 3 items
Checking accounts 2 items
Consumer behavior 2 items
Consumer price indexes 2 items
Consumer surveys 2 items
Consumers 2 items
Credit ratings 2 items
Economic conditions 2 items
Economics - Study and teaching 2 items
Employment 2 items
Exports 2 items
Federal Reserve Bank of New York 2 items
Finance 2 items
Financial services industry 2 items
Fiscal policy 2 items
Households - Economic aspects 2 items
Monetary policy 2 items
Mortgage loans 2 items
Mortgages 2 items
Personal finance 2 items
personal finance 2 items
Bankruptcy 1 items
Bankruptcy - New Hampshire 1 items
Banks and banking - Customer services 1 items
Budget 1 items
Choice architecture 1 items
Community development 1 items
Confidence 1 items
Consumer credit - Law and legislation 1 items
Consumption (Economics) 1 items
Credit cards 1 items
Credit counseling 1 items
Defaults 1 items
Developing countries 1 items
Dollar, American 1 items
Economic development 1 items
Economic forecasting 1 items
Economic surveys 1 items
Economics 1 items
Education - New Hampshire 1 items
Exponential-growth bias 1 items
Federal Reserve Bank of Minneapolis 1 items
Federal Reserve District, 2nd 1 items
Finance, Personal - New Hampshire 1 items
Financial crises 1 items
Financial market regulatory reform 1 items
Georgia 1 items
Greenspan, Alan 1 items
House prices 1 items
Households - Finance 1 items
Housing - Finance 1 items
Human behavior 1 items
Interest rates 1 items
International trade 1 items
Investments 1 items
Labor market 1 items
Money 1 items
Payment systems 1 items
Portfolio allocation 1 items
Present bias 1 items
Price dispersion 1 items
Procrastination 1 items
Recessions 1 items
Research 1 items
Retirement saving decisions 1 items
Risky assets 1 items
San Francisco (Calif.) 1 items
Savings accounts 1 items
Search 1 items
Shopping 1 items
Statistics 1 items
Survey data 1 items
Survey of Consumer Finances 1 items
Taxation 1 items
Texas 1 items
credit scores 1 items
delinquency 1 items
financial education 1 items
non-bank activities 1 items
prediction 1 items
show more (85)
show less