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Keywords:Federal Reserve District, 10th 

Journal Article
Migration in the Tenth District : long-term trends and current developments

The movement of people into and out of a state can have important implications for the state?s economy. The total net inflow of people to a state matters because it affects the overall supply of workers in the state. Economists predict that growth in the national labor force will slow in coming decades as a result of such factors as the aging of the baby boomers and the decline in the fertility rate. As this happens, the availability of workers is likely to become an increasingly more important factor in the location decisions of firms. ; Migration matters not only for the size of a state?s ...
Economic Review , Volume 91 , Issue Q III , Pages 33-74

Journal Article
Changes in the depository industry in Tenth District states

Recent development in Congress and the courts have focused attention on the relative roles of commercial banks, thrifts, and credit unions. As concern mounted last year about the state of the thrift deposit insurance fund, Congress required commercial banks to share the burden of recapitalizing the fund. In return, Congress promised to come up with a plan for merging the bank and thrift charters, a move the banking industry has long favored. About the same time, a federal appeals court ruled against a major source of credit union growth since the early 1980s - the acceptance of new members ...
Economic Review , Volume 82 , Issue Q III , Pages 55-76

Journal Article
Banking consolidation in Tenth District states

Bank mergers have attracted much attention during the last year due to a surge in mergers among the nation's largest banking companies. The consolidation of the banking industry has been going on much longer, however. Since the early 1980s, the number of banking organizations has fallen by more than a third in both Tenth District states and the nation as a whole. Some of the decline has been due to failures, but most has been due to mergers.> In debating the pros and cons of such consolidation, analysts point to three important ways it may alter the structure of the banking industry. First, ...
Economic Review , Volume 81 , Issue Q II , Pages 29-51

Journal Article
The relationship between loan classifications and losses : the effects of a changing economy

The agriculture and energy sectors suffered dramatic declines during the 1980s in the Tenth Federal Reserve District. Bank asset quality also declined during this time period, particularly for farm banks. Using information on loan classifications and charge-offs, this study traces classified loans over time to determine their subsequent performance. ; This study found that examiners were able to identify a majority of the problem credits prior to charge-off. Additionally, examiners were able to distinguish the relative riskiness of problem credits. Economic conditions were found to have a ...
Financial Industry Perspectives , Issue Dec , Pages 1-14

Journal Article
Farm spending surges with record incomes

Main Street Economist , Issue 6

Journal Article
The Tenth District's expanding service sector

The proliferation of service jobs in the nation has received much attention. While the manufacturing sector has suffered substantial job losses during the current business cycle, job growth in services has been brisk. Because the service sector comprises a diverse collection of service industries, there is considerable confusion about what kinds of jobs the service industries are creating and what factors will affect the outlook for the service sector.> In the Tenth District, service industry jobs have grown even faster than in the nation. As the service sector becomes a bigger share of the ...
Economic Review , Volume 79 , Issue Q III , Pages 55-66

Journal Article
Tenth district cities: recent growth and prospects for the 1990s

Economic Review , Volume 76 , Issue Jul , Pages 47-58

Journal Article
Targets of state and local economic development policy

State and local policymakers typically have three targets for their economic development policies: outside businesses, existing businesses, and new start-up businesses. Attracting outside businesses especially large manufacturing plants has long been a popular economic development activity, but increasingly this approach has come under fire. As policymakers reexamine the effectiveness and appropriateness of economic development policy, an understanding of how resources are currently allocated among the three main targets is essential.
Regional Economic Digest , Issue Q III , Pages 4-11

Journal Article
Tenth District banking conditions: 1987 - a year of transition

Financial Industry Perspectives

Journal Article
The relationship between the Tenth District economy and the national economy

Information about the national economy is typically available well before information about the regional economy. For example, national employment data are usually released about a month before data for individual states, and the state data are often revised subsequently, resulting in a lag of two months or more for accurate information. In addition, output data for the states are released several years after output data for the nation. This lag in economic data makes it difficult for regional policymakers and business planners to gauge current regional economic conditions and to make ...
Economic Review , Volume 81 , Issue Q IV , Pages 77-90

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