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Journal Article
Means of payment, the unbanked, and EFT '99
Prescott, Edward Simpson; Tatar, Daniel D. (1999-10)
Economic Quarterly , Issue Fall , Pages 49-70

Journal Article
Latest Fed check changes show electronic payments gaining speed
anonymous (2007)
Responding to the declining number of paper checks, the Federal Reserve System has restructured its check processing infrastructure, pointing out the continued slide in paper check volume and accompanying growth in electronic payments.
Financial Update , Volume 20 , Issue 3

Working Paper
A general equilibrium analysis of check float
Roberds, William; McAndrews, James J. (1997)
Households and businesses in the United States prefer to use check payment over less costly, electronic means of payment. Earlier studies have focused on check "float," that is, the time lag between receipt and clearing, as a potential explanation for the continued popularity of checks. An underlying assumption of these studies is that check float operates as a pure transfer from payee to payor. We construct a simple general equilibrium model in which payments are made by check. In general equilibrium, check float does not act as a pure transfer. If float can be priced into market ...
FRB Atlanta Working Paper , Paper 97-4

Speech
Enhancing payment system speed, efficiency and security
Cumming, Christine M. (2013)
Keynote remarks at the TCH Annual Payments Symposium and Business Meeting, New York City.
Speech , Paper 111

Journal Article
Check cashers: moving from the fringes to the financial mainstream
Nathan, Luxman; Jean-Paul, Lesly (1999-07)
Once relegated to the margins of the financial services industry, check cashing outlets (CCO's) are now more visible parts of the urban landscape. Check cashers offer convenient check clearing and bill payment services, mostly tailored to meet the needs of the "unbanked" in low-and moderate income communities. The industry has grown dramatically over the years and is generating new products and services to meet the needs of its niche clientele. While some argue that check cashers are offering marginalized lower income Americans more responsive products than those available from banks, ...
Communities and Banking , Issue Sum , Pages 2-15

Journal Article
Fed’s check modernization initiative in full swing
anonymous (2001-01)
Financial Update , Volume 14 , Issue Jan , Pages 1, 9

Report
A general equilibrium analysis of check float
McAndrews, James J.; Roberds, William (1999)
Households and businesses in the U.S. prefer to use check payment over less costly, electronic means of payment. Earlier studies have focused on check ?float,? i.e., the time lag between receipt and clearing, as a potential explanation for the continued popularity of checks. An underlying assumption of these studies is that check float operates as a pure transfer from payee to payor. ; We construct a simple general equilibrium model in which payments are made by check. In general equilibrium, check float need not act as a transfer. If float can be priced into market transactions, then it has ...
Staff Reports , Paper 84

Journal Article
Federal Reserve to conduct check and electronic payment studies
anonymous (2001-04)
Financial Update , Volume 14 , Issue Apr , Pages 1

Journal Article
New research provides snapshot of U.S. retail payments
Robertson, Susan (2002-01)
Financial Update , Volume 15 , Issue Jan , Pages 1-3

Journal Article
Statement to Congress, October 17, 1989 (Government Check Cashing Act of 1989 and Basic Banking Services Access Act of 1989)
Seger, Martha R. (1989-12)
Federal Reserve Bulletin , Issue Dec

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