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Series:Payments System Research Briefing 

Briefing
Fees, fraud and regulation: force of change in the payment card industry

This article summarizes analysis from three recent Economic Review articles on how changes to card payment technology and debit card regulation will affect the U.S. retail payments system in years to come.
Payments System Research Briefing , Issue Apr

Briefing
Interchange fees and network rules: a shift from antitrust litigation to regulatory measures in various countries

This article summarizes the global trends in public authority involvement in payment card pricing and rules, examines reasons for the shift to regulatory measures, and considers potential implications for the United States.
Payments System Research Briefing , Issue Oct , Pages 1-5

Briefing
A new era

The U.S. payments system has entered a new era ? one that is witnessing a marked decline in the use of paper checks and a sharp increase in the use of electronic payments.
Payments System Research Briefing , Issue Mar

Briefing
The U.S. retail payments system in transition : Federal Reserve initiatives

This article explores the changing landscape of U.S. retail payments: trends, the Fed's role, and the future of payments.
Payments System Research Briefing , Issue Aug

Briefing
How Did We Get Here? From Observing Private Currencies to Exploring Central Bank Digital Currency

The emergence of private digital currencies has inspired discussion over the possibility of central bank-issued digital currencies. While privately issued currencies are not new, the rise of digital currencies has highlighted both concerns and opportunities for central banks.
Payments System Research Briefing

Briefing
Discounts and surcharges: implications for consumer payment choice

This article reviews the current landscape for payment discounts and surcharges, considers whether they influence consumer payment choice, and offers several policy responses.
Payments System Research Briefing , Issue Jun

Briefing
The Puzzle of Payments Security: Fitting the Pieces Together to Protect the Retail Payments System

This article offers highlights from the Federal Reserve Bank of Kansas City's fifth international payments conference, "The Puzzle of Retail Payments Security: Fitting the Pieces Together to Protect the Retail Payments System," hosted June 25-26, 2015.
Payments System Research Briefing , Issue Oct. , Pages 1-5

Briefing
Contactless: the next payment wave?

This article explores the evolution of contactless payments, whose use will likely increase and could have an important impact on the payments landscape.
Payments System Research Briefing , Issue Dec

Briefing
Payments System Research: Our 2020 Vision

In this year’s first Payments System Research Briefing, senior vice president Susan Zubradt reflects on the evolution of retail payments and what lies ahead for the KC Fed’s Payments System Research group.
Payments System Research Briefing

Briefing
An Update on Interchange Legislation in the United States

This article provides a summary of recent developments in interchange legislation in the United States as well as the recently released Government Accountability Office report detailing its findings on interchange fees.
Payments System Research Briefing , Issue December , Pages 1-5

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