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Author:van Opstal, James 

Discussion Paper
Funding credit card loans: current and future considerations

Many factors influence credit-card-issuing banks? decisions about how to fund credit card loans. These factors include the size and structure of the institution, economic conditions, and the regulatory environment. Against the backdrop of a much smaller market for credit card asset-backed securitization, the Payment Cards Center (PCC) wanted to better understand how changes in any of the above factors and in the funding sources accessible to credit-card-issuing banks are affecting funding strategies now and in the future. To gain this perspective, the PCC interviewed a diverse set of ...
Consumer Finance Institute discussion papers , Paper 13-03

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