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Author:Gutkowski, Violeta A. 

COVID-19 Disruptions by Race, Ethnicity and Geography: An Update

In 2021, low- to moderate-income (LMI) communities of color were still more likely to report disruptions than LMI communities that were primarily white.
On the Economy

Journal Article
The Funding Environment for Community and Economic Development Nonprofits in St. Louis

An analysis examines the importance of grant-based funding to community and economic development nonprofits in St. Louis and how that funding is distributed.
Bridges

Journal Article
Demographic Disparities in COVID-19 Disruptions: What Has Shaped Them?

This article uses the Community Impact Survey implemented by the Federal Reserve System in 2021 to identify COVID-19 disruptions on low- to moderate-income communities. I find that communities that were primarily of Color were more likely to be significantly disrupted by COVID-19 than White communities. I also assess the importance of certain challenges, such as returning to work or unequal access to government relief, in shaping the observed demographic differences in disruption.
Review , Volume 105 , Issue 4 , Pages 261-279

Gauging COVID-19’s Ongoing Impact on LMI Communities

Building capacity to provide critical services to low- to moderate-income communities will be key to ensuring an equitable recovery and resiliency.
On the Economy

Home Values after a Tornado: What Can St. Louis Learn from Little Rock’s 2023 Experience?

Undamaged houses near the path of a 2023 tornado that struck Little Rock saw a sharp, short-term drop in prices, but this effect lasted less than a year.
On the Economy

Report
Bank On National Data Hub: Findings from 2020

An estimated 5.4% of U.S. households—or approximately 7.1 million—are unbanked, according to the Federal Deposit Insurance Corp. (FDIC). This means these households do not have checking or savings accounts at a traditional bank or credit union. The estimated number of unbanked households in the 2019 FDIC report was the lowest since the survey began in 2009. The most common reasons survey respondents cited for being unbanked included the following: they did not have enough money for the minimum balance in an account; they did not trust banks; they said avoiding banks affords more privacy; ...
Community Development Publications and Reports

Report
Bank On National Data Hub: Findings from 2022

More than 17 million Bank On-certified accounts across 87% of U.S. ZIP codes have been opened through the end of 2022—a 24% increase from the previous year.
Community Development Publications and Reports

Survey Examines Health and Education Conditions in the Eighth District’s LMI Communities

In a recent survey of LMI community stakeholders, respondents expected some improvement in education conditions but a mixed outlook for health care in 2024.
On the Economy

Journal Article
COVID-19’s Ongoing Effects on Early Childhood Education in St. Louis

What are the longstanding implications of the pandemic’s impact on the child care ecosystem in St. Louis?
Bridges , Volume 2020 (4)

Working Paper
Natural Disasters and Real Asset Prices: What Can We Learn From Tornadoes?

Tornadoes’ impacts on real asset prices have not been extensively explored in a causal analysis framework. We estimate the effects of damage from a major tornado in Little Rock, AR on prices of nearby non-damaged residential real assets. We study how a typical home’s proximity to damaged properties might have led to a discount in the price of the subject property due to blight in the neighborhood. We focus on homes that sold between January 2022 and August 2024, and compare the effects of the March 31, 2023 tornado on sale prices for homes near versus far from damaged houses. For homes ...
Working Papers , Paper 2025-001

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