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Working Paper
Charter school tax credit: Investing in human capital
This working paper considers how two existing policy tools--investment tax credits and charter schools--could be combined to raise operating funds for charter schools that successfully close the poverty-related academic achievement gap. Some charter schools have succeeded in dramatically improving low-income student performance (those run by KIPP, Achievement First, and the Harlem Children's Zone, for example). However, these successful schools differ significantly in type and approach. As a result, it is difficult to identify a single, or combination of variables in any one charter that, if ...
Journal Article
Foreword to Community Development Innovation Review, Volume 14, Issue 1, 2019
Without smart, proactive investments in adaptive capacity and resilience, low- and moderate-income (LMI) communities will likely be disproportionately affected by climate change-related events. {{p}} This issue of the Community Development Innovation Review explores these investment opportunities and calls on the community development sector to take a leadership role in preparing vulnerable regions most at risk for a ?new abnormal.?
Journal Article
Peer-to-peer lending and community development finance
The growth of the peer-to-peer lending industry has promising implications for innovations in the community development finance industry.
Working Paper
Peer-to-peer lending and community development finance
Peer-to-peer (P2P) networks directly connect computer users online. Popular P2P platforms include eBay and Craigslist, for example, which have transformed the market for used consumer goods in recent years. Increasingly popular, however, are P2P lending sites that facilitate debt transactions by directly connecting borrowers and lenders on the Internet. In the summer of 2008, the Center for Community Development Investments assembled a working group of community development leaders, investors, and Prosper Marketplace, the largest P2P lending platform in the world, to discuss the potential ...
Journal Article
Understanding Community Development Financial Institutions and their Impact in Low- and Moderate-Income Neighborhoods
Community Development Financial Institutions (CDFIs) are mission-driven lenders that create economic opportunity for low-income communities and individuals throughout the United States. The history of CDFIs dates back to the 1970s. There are currently over 1,100 operating as banks, credit unions, nonprofit loan funds, and venture capital funds. CDFI financing leads to the creation of jobs, affordable housing, community facilities and more. This issue of the Community Development Innovation Review is a collection of research papers designed to expand our understanding of CDFIs and their ...
Report
Health and prosperity. Health and community prosperity are intrinsically linked. SF Fed Community Development’s Ian Galloway sits down with President John Williams to discuss the issue
In reflecting on community development trends for the 2015 annual report, What We've Learned?and why it matters, one of our biggest learnings is to advocate for health and community development organizations to share data with each other. Health often determines if an individual has a job or access to educational opportunities, making it a strong predictor of economic prosperity. A more holistic, collaborative approach to improving health?especially in areas with low-income households?can result in significantly better outcomes for individuals and for communities.