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Discussion Paper
GENDER DISPARITIES IN FINANCIAL WELL-BEING: from the Survey of Household Economics and Decisionmaking
This report analyzes gender differences with respect to individuals’ banking habits, credit access, and retirement planning from the Federal Reserve Board’s 2018 Survey of Household Economics and Decisionmaking (SHED).
Discussion Paper
Gender and Credit in 2020: Evidence from the Survey of Household Economics and Decisionmaking
The third notes that, in 2020, women were more likely to have credit card debt, to be denied or approved for less when they applied for credit products, and to put off applying for credit at higher rates than men.
Working Paper
Financial Well-being and Inclusion of Justice Involved Populations: Evidence from the SHED
This study examines financial challenges faced by justice-involved individuals using 2023-2024 Survey of Household Economics and Decisionmaking data. Individuals with justice system contact experience substantially worse financial outcomes than those without criminal records, with disparities widening by severity of involvement. Compared to individuals with no prior records, those arrested but not convicted are 4 percentage points less likely to report doing at least okay financially, while formerly convicted as well as incarcerated adults are 15 percentage points less likely. Formerly ...