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Enhancing Credit Access for Low- and Moderate-Income Communities
Attendees of the Crossing the Credit Barrier conference said collaboration to advance low- and moderate-income communities' credit access was a key idea to implement.
Report
Access to Credit and Financial Services: A Bridge to Financial Well-being
Two analyses describe low- and moderate-income individuals’ access to credit and how this group broadly interacts with financial institutions and services.
The Credit Journey of Lower-Income Households
Financial services such as bank accounts and loans support financial well-being. What is accessing credit like for those with lower incomes?
Consumer Credit Health after the 2025 St. Louis Tornado
Consumer credit conditions, as measured by credit card balances and delinquency, weakened in lower-income areas affected by the May 2025 St. Louis tornado.