Blog

The Credit Journey of Lower-Income Households


Abstract: Financial services such as bank accounts and loans support financial well-being. What is accessing credit like for those with lower incomes?

Access Documents

File(s): File format is text/html https://www.stlouisfed.org/open-vault/2025/nov/credit-journey-lower-income-households
Description: Full text

File(s): File format is application/pdf https://fraser.stlouisfed.org/title/open-vault-9398/credit-journey-lower-income-households-718891
Description: Full text

Authors

Bibliographic Information

Provider: Federal Reserve Bank of St. Louis

Publication Date: 2025-11-19