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International Financial Regulation: The Role of Banking Sector Sizes


Abstract: Several countries do not or only partially follow basic international regulatory guidelines. Though these countries are small, they aggregate to a nontrivial portion of the global financial market. This paper studies the incentives of regulators to coordinate their efforts and shows that countries with a small banking sector may oppose any financial regulation, even as larger countries commit to stricter rules. As a result, it may be infeasible to design regulatory minimum standards that are enforced by all jurisdictions, which explains key issues around the implementation of the Basel Agreements.

JEL Classification: D62; F36; F42; G15; G21;

https://doi.org/10.18651/RWP2021-13

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Provider: Federal Reserve Bank of Kansas City

Part of Series: Research Working Paper

Publication Date: 2026-05-14

Number: RWP 21-13

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