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Speech
Remarks at the Culture Imperative – an Interbank Symposium
Remarks at the Culture Imperative ? An Interbank Symposium at the Convene Conference Center, New York City.
Working Paper
Credit Scores and Committed Relationships
This paper presents novel evidence on the role of credit scores in the dynamics of committed relationships. We document substantial positive assortative matching with respect to credit scores, even when controlling for other socioeconomic and demographic characteristics. As a result, individual-level differences in access to credit are largely preserved at the household level. Moreover, we find that the couples' average level of and the match quality in credit scores, measured at the time of relationship formation, are highly predictive of subsequent separations. This result arises, in part, ...
Speech
Opening remarks at Reforming Culture and Behavior in the Financial Services Industry: Expanding the Dialogue, Federal Reserve Bank of New York, New York City
Remarks at Reforming Culture and Behavior in the Financial Services Industry: Expanding the Dialogue, Federal Reserve Bank of New York, New York City.
Speech
Why focus on culture?
Remarks at Towards a New Age of Responsibility in Banking and Finance: Getting the Culture and the Ethics Right, Goethe-Universitt Frankfurt am Main, Frankfurt, Germany.