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Working Paper
The Effects of Macroeconomic Shocks: Household Financial Distress Matters
Mustre-del-Rio, Jose; Sanchez, Juan M.; Mather, Ryan; Athreya, Kartik B.
(2023-09-11)
When a macroeconomic shock arrives, variation in household balance-sheet health (captured by the presence of financial distress “FD”), leads to differential access to credit, and hence a distribution of consumption responses. As we document, though, over the past two recessions, households in prior FD also experienced macroeconomic shocks more intensely than others, leading to a distribution of shock severity. Quantifying the importance of each dimension of heterogeneity (FD or shock severity) for consumption requires a structural model. We find that heterogeneity in FD matters more than ...
Working Papers
, Paper 2019-025
Journal Article
Concentrated poverty in Milwaukee
Boyle, Jeremiah P.
(2009-07)
Hurricane Katrina and its aftermath created a renewed awareness of the unique isolation and vulnerability of people who live in communities where poverty concentrates and persists. The Federal Reserve?s Community Affairs staff partnered with the Brookings Institution to re-examine our understanding of concentrated poverty ? defined as areas where at least 40 percent of the population lives below the poverty line.
Profitwise
, Issue Jul
, Pages 1-9
Journal Article
Helping the poor accumulate assets
Levere, Andrea
(2006-01)
Having assets (a bank account, a car, an insured home, a good credit rating) does more than help families weather a crisis. It can move them out of poverty permanently, with benefits to individuals, government, corporations, and society as a whole.
Communities and Banking
, Issue Win
, Pages 20-23
Journal Article
Laying the foundation for a mortgage industry in Mexico
Skelton, Edward C.
(2006)
Economic Letter
, Volume 1
Journal Article
Improving low-income policies in tight fiscal times
Springer, John; Lav, Iris
(2002-07)
Iris Lav and John Springer of the Center on Budget and Policy Priorities provide information to help groups concerned with low-income families understand how they might best participate in state policy debates.
Communities and Banking
, Issue Sum
, Pages 14-17
Journal Article
Excuse me, which way is up? Is America still the land of economic opportunity and mobility, especially for the poor?
Wirtz, Ronald A.
(2006-11)
Fedgazette
, Volume 18
, Issue Nov
, Pages 12-15
Conference Paper
General discussion : monetary policy and the well-being of the poor
Shultz, George
(1998)
Proceedings - Economic Policy Symposium - Jackson Hole
Speech
The road to recovery: Brooklyn
Dudley, William
(2011)
Remarks by President Dudley at the Brooklyn Chamber of Commerce Brooklyn Borough Hall, Brooklyn, New York.
Speech
, Paper 58
Journal Article
Suburbanization of poverty in the Bay Area
Soursourian, Matthew
(2012-01)
Despite its persistent association with the "inner city," poverty has shifted toward the suburbs in the San Francisco Bay Area over the past decade. Using data from the 2000 census and the 2005-2009 ACS 5-year estimates, this research brief examines the changing geography of poverty in the Bay Area and its implications for the community development field.
Community Development Research Brief
, Issue January
, Pages 1-17
Journal Article
The Role of Equitable Transit-Oriented Development in Promoting Economic Opportunity
Barkley, Brett
(2017-10)
Debate still exists in economics and other fields as to the impact of transit accessibility on finding and maintaining a good-paying job. This article provides an overview of equitable transit-oriented development (TOD), its effects on economic outcomes for low-skilled workers, and a brief discussion of policy solutions for practitioners to consider.
Cascade
, Volume 3
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