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Working Paper
A criticism of the traditional analysis of banking competition
Revised by 78-05
Working Paper
On regional integration in bank commercial lending
This paper tests the hypothesis that average interest rates for ten categories of commercial loans (short-term and long-term loans in five size classes) in the regions of the United States behave as if they were generated in an integrated national market. The tests, derived from two models of commercial lending in an integrated market , indicate that all regions are highly integrated in short-term lending in all size classes. In long-term lending, five of the six regions appear to be highly integrated in four of the five size classes. The exceptional region is the Southeast, which seems not ...
Working Paper
Congestion taxes reconsidered
Working Paper
On the stability of OPEC
Working Paper
Interpersonal comparisons
Working Paper
The main fault with traditional research on banking competition
Revises 78-01
Working Paper
On banking structure and checking-account prices