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Ethical Use of Data with FRED
What are the ethical considerations for researchers who use data? This data primer describes standards for gathering, analyzing, storing, and distributing data for new data users and serves as a reference for advanced data users.
The Rising Cost of College: Tuition, Financial Aid, and Price Discrimination
The cost of a college education seems to be skyrocketing?but is it really? Learn about the concept of price discrimination and how it affects college costs.
Measuring Financial and Economic Risk with FRED
FRED (Federal Reserve Economic Data) provides access to a wide range of time-series data. Several of those series signal stress levels in financial markets and the probability of economic recession. This article describes indexes of financial and economic recession risk to new data users and can serve as a reference to advanced data users.
myRA: A New Way To Save for Retirement
"It is never too early to start saving for your retirement." You've certainly heard this advice before. Is it good advice? Sure it is. Is it easy to follow? Maybe not. Many of us have more immediate expenses that get our attention and money before we think about retirement. Routine payments to buy a house, pay for college, or buy a car may make saving for retirement less of a priority or something you believe you can do later. Then there are those who barely make ends meet, who may also believe that saving for retirement is out of the realm of possibility.
Economics and the environment
How are economics and the environment related? The quick answer is that environmental quality is a worthy goal, but there is an economic trade-off -- a clean environment does not come without costs. The September 2014 Page One Economics article, "Economics and the Environment", provides some economic strategies for protecting the environment.
“Dewey defeats Truman”: be aware of data revisions
The famous"Dewey Defeats Truman" headline illustrates the importance of timely and accurate data. Agencies that compute economic indicators for the $14 trillion U.S. economy face a tough challenge: providing up-to-the minute results and ensuring the reliability of the data. This month's Page One newsletter, "Dewey Defeats Truman": Be Aware of Data Revisions, explains why there is often a trade-off between these two factors and discusses the importance of data revision.
College: Learning the Skills To Pay the Bills?
It?s often said that a college degree is the key to future success. Choosing to attend college is a major decision for young people. But why is a degree so important? This issue of Page One Economics examines two economic models used to study how education, productivity, and income are related.
Treasury Offset Program to the Rescue
The federal government and some state governments run budget deficits. Persistent budget deficits can become burdensome debt. The Treasury Offset Program provides revenue for the federal government and state governments that can augment their budgets. In addition, the program helps taxpayers by forcing individuals and corporations with delinquent taxes to pay their fair share, and it helps custodial parents and guardians receive support to help raise the children in their charge.
Investing in yourself: an economic approach to education decisions
"Human capital" may not be the first thing that comes to mind when we think about investments, but investing in education and training is an important economic decision. Learn about human capital and the return on such an investment in the February 2013 Page One Economics Newsletter?"Investing in Yourself: An Economic Approach to Education Decisions."
Your Social Security Number: The 9-Digit Evolution
Your unique 9-digit Social Security number follows you throughout your lifetime. How did this number’s importance evolve? Discover answers in the January 2020 issue of Page One Economics: Focus on Finance, which traces Social Security number usage from its beginning in 1935 to current times.