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Bank:Federal Reserve Bank of St. Louis  Series:Page One Economics Newsletter 

Newsletter
Independence, Accountability, and the Federal Reserve System

When Congress created the Federal Reserve System (our central bank), it made it both independent and accountable. The May 2020 issue of Page One Economics describes the necessary balance between these objectives—and why independence matters for sound policymaking.
Page One Economics Newsletter

Newsletter
Higher gasoline prices: temporary or time to buy a hybrid?

Drivers may wonder whether the most recent spike in gasoline prices is temporary or will be longer lasting. Will prices eventually decline?maybe even to below $3 per gallon? Or is it time for drivers to alter their driving habits, maybe by buying a hybrid car? Be sure to read the September 2012 issue of Page One Economics Newsletter ??Higher Gasoline Prices: Temporary or Time to Buy a Hybrid???for a discussion of factors that might influence that decision.
Page One Economics Newsletter

Newsletter
myRA: A New Way To Save for Retirement

"It is never too early to start saving for your retirement." You've certainly heard this advice before. Is it good advice? Sure it is. Is it easy to follow? Maybe not. Many of us have more immediate expenses that get our attention and money before we think about retirement. Routine payments to buy a house, pay for college, or buy a car may make saving for retirement less of a priority or something you believe you can do later. Then there are those who barely make ends meet, who may also believe that saving for retirement is out of the realm of possibility.
Page One Economics Newsletter

Newsletter
Open for Business: Understanding the Fed's Discount Window

Explore what the discount window is, how depository institutions access it, and how it helps the Federal Reserve conduct monetary policy.
Page One Economics Newsletter

Newsletter
Coping With COVID: Crises, Young People's Housing Choices, and Preparing in Uncertainty

Many of even the most prepared young people could not have anticipated the effects of the COVID-19 pandemic. Learn about some of the pandemic's economic impacts on young people and their families and some information and tips for financial planning in the February 2021 Page One Economics: Focus on Finance.
Page One Economics Newsletter

Newsletter
The Inflation Rate Is Falling, but Prices Are Not

Inflation is likely a topic your students are familiar with, but there is still a lot of confusion around the concept. This brief article explains the seeming paradox we see in our economy: The inflation rate is decreasing, but prices continue to increase. We’ll also disentangle the concepts of inflation, disinflation, deflation, and the CPI.
Page One Economics Newsletter

Newsletter
The Rising Cost of College: Tuition, Financial Aid, and Price Discrimination

The cost of a college education seems to be skyrocketing?but is it really? Learn about the concept of price discrimination and how it affects college costs.
Page One Economics Newsletter

Newsletter
Beyond the Hype: An Introduction to Crypto Assets

Crypto assets have increasingly occupied news headlines and the minds of many consumers. While initially introduced as a payment system, crypto assets are seen by many as an enticing investment opportunity. This issue of Page One Economics® introduces crypto assets, blockchain technology, and the emerging crypto universe.
Page One Economics Newsletter

Newsletter
Income Tax: Facts and Filings

Federal individual income tax must be paid to the U.S. government, but the amounts paid vary widely. The December 2016 issue of Page One Economics: Focus on Finance addresses basic facts about the tax?its history, purpose, and current structure.
Page One Economics Newsletter

Newsletter
How Does the Gig Economy Support Entrepreneurship?

Entrepreneurs take risks to develop new products and start new businesses. In the early phases of starting a business, when an entrepreneur’s income is sometimes lacking or unstable, the gig economy offers opportunities to supplement and smooth income. This Page One Economics® essay discusses this relationship, including some interesting research on the topic.
Page One Economics Newsletter

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