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Bank:Federal Reserve Bank of St. Louis  Series:Inside the Vault 

Newsletter
Reading the Fed's playbook

Inside the Vault , Issue Spring

Newsletter
Extra credit: it's no fairy tale

This lesson uses a specific scenario to demonstrate how to apply the statistical and economic information in "Extra Credit: The Rise of Short-term Liabilities," the lead article in the fall 2008 issue of Inside the Vault. Students read a story that illustrates some of the trends and concerns discussed in the article. The facts of the story are then analyzed to identify the debt trap and to generate solutions to the problem. Using an online calculator, students calculate the amount of time it takes to pay off a credit card based on the monthly payment amount.
Inside the Vault , Issue Fall

Newsletter
What's your question: understanding credit cards

Inside the Vault , Issue Spring

Newsletter
Many moving parts: a look inside the U.S. labor market

Inside the Vault , Issue Spring

Newsletter
Shifting curves: demand and supply shifts in the gasoline market

Students create a graph of gasoline supply and demand and identify the market-clearing price. Students learn about the determinants of supply and demand. They graph a decrease in demand for gasoline and a decrease in supply of gasoline to understand how those factors affect prices. Note: Students should know what supply and demand are and be able to graph supply and demand data as well as draw supply and demand graphs. From the Inside the Vault article, "Why Do Gasoline Prices React to Things That Have Not Happened?"
Inside the Vault , Issue Fall

Newsletter
If it's not paper, can it still be cash?

Inside the Vault , Issue Fall

Newsletter
Cards, cards and more cards: the evolution to prepaid cards

Inside the Vault , Issue Fall

Newsletter
Extra credit: the rise of short-term liabilities

Inside the Vault , Issue Fall

Newsletter
The CARD Act: has it made a difference?

Inside the Vault , Issue Spring

Newsletter
Behind the Signs: Factors That Affect Gasoline Prices

Behind the Signs: Factors That Affect Gasoline Prices,? provides an overview of the factors that determine gasoline prices, such as the price of crude oil along with taxes, location, and seasonal and weather effects.
Inside the Vault , Issue Spring

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