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Bank:Federal Reserve Bank of St. Louis  Series:Inside the Vault 

Newsletter
Just sign here: bottom-line personal finance myths

Inside the Vault , Issue Fall

Newsletter
Low interest rates have benefits …and costs

Inside the Vault , Issue Spring

Newsletter
Eminent domain: should private property be taken for public use? Lesson plan

Students will examine three Supreme Court rulings and analyze possible positive and negative impacts of the Court's decision on eminent domain. The lesson covers: benefits, costs, eminent domain, public good and trade-offs. From the Inside the Vault article, "Eminent Domain: Should Private Property Be Taken for Public Use?"
Inside the Vault , Issue Spring

Newsletter
If it's not paper, can it still be cash?

Inside the Vault , Issue Fall

Newsletter
Eminent domain: should private property be taken for public use?

Inside the Vault , Issue Spring

Newsletter
Employment growth in America. Lesson plan

Employment growth is one of the most fundamental aspects of a strong economy. Yet not all jobs are created equal. Some pay generously and offer desirable working conditions, while others do not. The study, "Employment Growth in America," by Christopher H. Wheeler, a St. Louis Fed economist, suggests that the nature of jobs held by workers influences economic and social outcomes. Cities that experience rapid growth in high-wage employment also tend to see increasing incomes throughout the entire labor market, not just among those who happen to hold high-paying jobs. In addition, the growth ...
Inside the Vault , Issue Fall

Newsletter
Many moving parts: a look inside the U.S. labor market

Inside the Vault , Issue Spring

Newsletter
Extra credit: it's no fairy tale

This lesson uses a specific scenario to demonstrate how to apply the statistical and economic information in "Extra Credit: The Rise of Short-term Liabilities," the lead article in the fall 2008 issue of Inside the Vault. Students read a story that illustrates some of the trends and concerns discussed in the article. The facts of the story are then analyzed to identify the debt trap and to generate solutions to the problem. Using an online calculator, students calculate the amount of time it takes to pay off a credit card based on the monthly payment amount.
Inside the Vault , Issue Fall

Newsletter
Need to know: new regulations for your debit and credit cards

Inside the Vault , Issue Fall

Newsletter
Just sign here: bottom-line personal finance myths. Lesson plans

Consumers must make many financial decisions, from basic spending and saving to complex investment choices and retirement planning. What does an individual need to do or know to be financially literate? At a minimum, consumers must be able to keep track of their cash resources and their payment obligations, and they must know how to apply for a loan. This lesson helps students develop a basic understanding of credit and the importance of a credit history. Students will learn how a credit history affects their lives.
Inside the Vault , Issue Fall

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