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Essay
Older Americans Faced Early Pandemic Credit Constraints
Older Americans saw debt fall early in the pandemic, but also their existing credit curtailed and new credit denied at greater rates than younger consumers.
Essay
Arrival of Interstate Highway System Brought Housing Wealth, but to Whom?
Interstate highways increased household wealth through higher house values, but racial inequities in homeownership meant few residents of color reaped these gains.
Essay
Plasma Donations Curb Demand for Payday Loans
Research shows that demand for high-cost debt like payday and installment loans tends to decline after plasma donation centers open in U.S. communities.
Essay
Gender and Racial Disparities in Student Loan Debt
Student debt isn’t equally distributed among young adults, particularly Black adults and women, who are more likely to have loans and take longer to pay them down.