Agriculture Boom Continued 2013
U.S. agriculture has been booming in recent years with record farm incomes and double-digit percentage increases in cropland prices. However, farm income projections suggest a flattening, if not a reversal, of these trends. 2013 may prove to be a peak year, as analysts expect the agriculture sector to experience lower commodity prices, normal crop production and lower farm income over the next several years.
Troubled Debt Restructuring Supervisory Guidance Updated
Asset quality: are we there yet?
The largest national banks apparently have turned the corner on asset quality issues, but this improving trend has not yet emerging across the Eighth District.
In-depth: the big banks: too complex to manage?
Five years after the financial crisis, regulators and lawmakers are still attempting to deal with the big banks?those considered ?too big to fail?. Recent ?misbehaviors? associated with big banks have invigorated the debate: Are these organizations too complex to effectively manage?
Quarterly report: earnings and asset quality trending up in district, nation
Two ?Dialogue with the Fed? public events?one in English and one in Spanish?explored the reasons behind Europe?s sovereign debt crisis and what the implications may be for the United States.
In-depth: will money market mutual funds get an extreme makeover?
Money market mutual funds (MMMFs) were subject to some modest regulatory changes in 2010, but many observers argue that the industry is in need of a more substantial overhaul. The $2.9 trillion MMMF industry is objecting, pointing out that the effects of the 2010 reform should be thoroughly examined before further changes are adopted and that radical changes would threaten the industry?s survival.
Earliest indicator of bank failure is deterioration in earnings
In general, the reasons for bank failures today are the same as failures in the past.
In-depth: is the end near for the popular transaction account guarantee program?
The Dodd-Frank superseded and extended the coverage of the FDIC?s popular TAG program, which is set to expire on Dec. 31, 2012. Opinions are divided among numerous bankers, banking organizations, lawmakers and others on whether TAG should continue or terminate.
The changing landscape of community banking
The demise of the community bank business model has been prognosticated by many, especially with the recent financial crisis. But what do the numbers suggest for the future?
Follow regional agricultural financial conditions with new quarterly survey
The St. Louis Fed?s Agricultural Finance Monitor quarterly reports on regional agricultural financial conditions, as well as bankers? expectations of farmland values, farm loan repayment rates, required collateral, farm loan interest rates and credit supply and demand.