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Bank:Federal Reserve Bank of San Francisco  Series:FRBSF Economic Letter 

Journal Article
OPEC: $27? $30? $40?

FRBSF Economic Letter

Journal Article
Black gold

FRBSF Economic Letter

Journal Article
Domestic gloom and foreign optimism?

FRBSF Economic Letter

Journal Article
The future of Social Security Disability Insurance

Social Security Disability Insurance is projected to be insolvent before the end of the decade. How best to restore the program to long-term financial health depends on what has been driving its rapid growth. Demographic shifts and other predictable factors explain part of the increase. But a sizable share reflects increasing participation in the program across population groups. Curbing this growth is important for putting the program back on a sustainable fiscal path.
FRBSF Economic Letter

Journal Article
Southern California banking blues

FRBSF Economic Letter

Journal Article
Is it still worth going to college?

Earning a four-year college degree remains a worthwhile investment for the average student. Data from U.S. workers show that the benefits of college in terms of higher earnings far outweigh the costs of a degree, measured as tuition plus wages lost while attending school. The average college graduate paying annual tuition of about $20,000 can recoup the costs of schooling by age 40. After that, the difference between earnings continues such that the average college graduate earns over $800,000 more than the average high school graduate by retirement age.
FRBSF Economic Letter

Journal Article
The structure of our nation's central bank

FRBSF Economic Letter

Journal Article
October postmortem

FRBSF Economic Letter

Journal Article
The elusive boost from cheap oil

The plunge in oil prices since the middle of 2014 has not translated into a dramatic boost for consumer spending, which has continued to grow moderately. This has been particularly surprising since the sharp drop should free up income for households to use toward other purchases. Lessons from an empirical model of learning suggest that the weak response may reflect that consumers initially viewed cheaper oil as a temporary condition. If oil prices remain low, consumer perceptions could change, which would boost spending.
FRBSF Economic Letter

Journal Article
Job creation: a post-mortem?

FRBSF Economic Letter

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Burke, William 134 items

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