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Bank:Federal Reserve Bank of Philadelphia  Series:Cascade 

Journal Article
Corporation for Supportive Housing Integrates Housing and Supportive Services for Vulnerable Populations

Supportive housing, which was begun by visionary nonprofits in New York City in the early 1980s to serve long-term homeless people, offers vulnerable individuals and families their own affordable homes as well as access to a comprehensive array of flexible services, paving the way for successful tenancy, recovery, and community integration. Supportive housing is also being provided for other populations, such as those with mental illness backgrounds or with developmental disabilities.
Cascade , Volume 1

Journal Article
Research Symposium on Fair Housing Explores the Past, Present, and Future of the Fair Housing Act

Even though the Fair Housing Act has resulted in significant strides toward ending discriminatory real estate practices since it was enacted 50 years ago, significant challenges related to fair housing and fair lending still exist, requiring further action by researchers, policymakers, and advocates. This theme underpinned the Federal Reserve Bank of Philadelphia and the Center for Urban Research and Education at Rutgers University?Camden?s recent Research Symposium on Fair Housing, which highlighted the past, present, and future of the Fair Housing Act
Cascade , Volume 2

Journal Article
What Makes Cities Resilient?

How older industrial cities can become resilient cities was the focus of the Federal Reserve Bank of Philadelphia?s fifth biennial Reinventing Older Communities conference, which was attended by over 430 community development leaders from nonprofits, banks, foundations, government agencies, and businesses from 24 states, the District of Columbia, Puerto Rico, and Canada.
Cascade , Volume 3

Journal Article
Lessons from the Jim Casey Youth Opportunities Initiatives

One of the nation?s only programs that uses individual development accounts (IDAs)1 to build the assets of young people is overseen by the Jim Casey Youth Opportunities Initiative, a private foundation in St. Louis, MO. The IDAs are part of a program called Opportunity Passport that was developed for young people who are ?aging out? of foster care. Started in 2001, Opportunity Passport is being implemented in 18 states by 13 nonprofits, four public agencies, and one university.
Cascade , Volume 2

Journal Article
Coalition Helps Returning Citizens Move from Corrections to Communities

A number of state and local agencies in Pennsylvania are partnering to support the successful transition of ex-offenders who are returning to communities. This partnership ensures compliance with parole and supervised release requirements and makes meaningful connections to housing, training, and employment that can help reduce the likelihood of reoffense.
Cascade , Volume 3

Journal Article
Resident Engagement: Effective Strategies for Community Building

Community-building initiatives bring together a number of stakeholders to set goals and implement activities to revitalize neighborhoods. As part of this process, organizations seek ways to incorporate resident input and increase resident engagement. Intermediaries and technical assistance organizations such as the Local Initiatives Support Corporation (LISC) provide strategies and best practices to solicit resident ideas and to encourage residents to participate in the process of building a community. According to the LISC Institute for Comprehensive Community Development, ?The work of ...
Cascade , Volume 4

Journal Article
New CDFI Community Investment Fund

The Opportunity Finance Network (OFN) and Woodforest National Bank (NB), based near Houston, TX, created a new fund in early 2017 to provide equity-equivalent investments to community development financial institutions (CDFIs) in Woodforest NB?s 17-state region, which includes Pennsylvania
Cascade , Volume 2

Journal Article
Asset Diversification and Low Debt Are the Keys to Building and Maintaining Wealth

Greatly expanded access to home mortgages during the 1980s, 1990s, and 2000s appeared to make the American dream a reality for millions of families. Homeownership was attainable by many who, for the first time, were able to take out a mortgage with an extremely low or no down payment ? even if they had a blemished credit history or none at all. For those with access to their accumulated home equity through mortgage refinancing or other home-secured borrowing, as well as to other sources of credit, lack of available cash no longer meant that they had to delay making routine purchases, buying a ...
Cascade , Volume 1

Journal Article
Anchors Aweigh: Why Do Anchor Institutions Matter?

In many cities, the expectation of civic leadership from a few large corporations headquartered downtown has ebbed. Instead, cities are looking to nonprofit anchor institutions, such as universities, hospitals, and museums, to support economic development and other goals. As Eugenie Birch, co-director of the Penn Institute for Urban Research and one of the panelists at a Reinventing Older Communities session on anchor institutions, put it, ?Universities are the factories of the 21st century.?
Cascade , Volume 3

Journal Article
Small Businesses Report Better Financing Outcomes

Small businesses provide substantial employment and services and are an important part of the U.S. economy. One measure of small business conditions is the findings of the 2015 Small Business Credit Survey1 (SBCS). The survey, which is a collaborative effort of the community development departments of the Federal Reserve Banks of New York, Atlanta, Boston, Cleveland, Philadelphia, Richmond, and St. Louis, includes responses from small businesses operating in 26 states.2 This article summarizes highlights of the 2015 SBCS.
Cascade , Volume 2

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