Search Results

Showing results 1 to 10 of approximately 2,143.

(refine search)
SORT BY: PREVIOUS / NEXT
Bank:Federal Reserve Bank of Philadelphia 

Discussion Paper
Home ownership education and counseling: issues in research and definition

Many public- and private-sector initiatives support the expansion of home-ownership opportunities for low- and moderate-income households. This discussion paper assesses existing research on the effectiveness of home-ownership education and counseling and opportunities for future research. A limited number of printed copies are available.
Community Affairs Discussion Paper , Paper 00-01

Discussion Paper
Preserving multifamily rental housing: improving financing options in New Jersey

This paper summarizes the obstacles to financing small multifamily rental properties in New Jersey and makes recommendations for policies to address this credit need.
Community Affairs Discussion Paper , Paper 00-02

Discussion Paper
Subprime lending over time: the role of race

Analyzes the racial gap in subprime mortgages over time. The study estimates a portion of the gap that cannot be attributed to such characteristics as income, credit score, loan amount, degree of documentation, denial rate, residence in a minority tract, and debt-to-income ratio. It concludes that the unexplained portion suggests that bias in mortgage lending cannot be ruled out.
Community Affairs Discussion Paper , Paper 10-02

Discussion Paper
Economic and social impact of introducing casino gambling: a review and assessment of the literature

Reviews and assesses the existing literature on the potential economic impact of introducing casino gambling into a community or region, first by discussing the casinos? effect on economic activity and growth within a community or region, and then by exploring their effect on government revenues. Also discusses the literature related to the economic impact of social costs widely associated with gambling, such as increases in crime, bankruptcy, and problem gambling.
Community Affairs Discussion Paper , Paper 10-01

Discussion Paper
Alternative financial vehicles: rotating savings and credit associations (ROSCAs)

This paper describes how ROSCAs work and discusses the benefits that accrue to ROSCA participants and some of the costs they incur. Of particular interest is the introduction of a partial data set collected from a local ROSCA, which offers a glimpse of the capital costs ROSCA participants face and which could ultimately be contrasted with the capital costs faced by borrowers at mainstream financial institutions.
Community Affairs Discussion Paper , Paper 06-01

Discussion Paper
Effects of the Community Reinvestment Act (CRA) on Small Business Lending

This study provides new evidence on the effectiveness of the Community Reinvestment Act (CRA) on small business lending by focusing on a sample of neighborhoods with changed CRA eligibility status across the country because of an exogenous policy shock in 2013. The results of difference-in-differences analysis provide consistent evidence that the CRA promotes small business lending, especially in terms of number of loan originations, in lower-income neighborhoods. The generally positive effects of the CRA are sensitive to the types of CRA treatment. Losing CRA eligibility status has a ...
Community Affairs Discussion Paper , Paper 18-1

Discussion Paper
How to spend $3.92 billion: stabilizing neighborhoods by addressing foreclosed and abandoned properties

The Housing and Economic Recovery Act of 2008 created the Neighborhood Stabilization Program (NSP), under which states, cities, and counties will receive a total of $3.92 billion to acquire, rehabilitate, demolish, and redevelop foreclosed and abandoned residential properties. These funds can stabilize hard-hit neighborhoods, putting them on the path to market recovery. This will only happen, however, if they are used in ways that are strategically targeted and sensitive to market conditions. This paper outlines 11 key principles that states, counties, and cities should follow as they plan ...
Community Affairs Discussion Paper , Paper 08-01

Discussion Paper
Preserving multifamily rental housing: noteworthy multifamily assistance programs

This paper describes noteworthy multifamily-assistance programs around the country, including mortgage-insurance, secondary-market, technical-assistance, and tax-abatement programs.
Community Affairs Discussion Paper , Paper 01-03

Discussion Paper
FHA lending activity in the past decade: a national overview

The Federal Housing Administration (FHA), which provides insurance for residential mortgage loans, was established by the National Housing Act of 1934 to stimulate housing demand and, in turn, demand for those who build housing. In the housing boom after World War II, FHA loans helped make mortgage credit more widely available to returning veterans. In recent decades, the FHA, which is now part of the Department of Housing and Urban Development (HUD), has disproportionately served first-time homebuyers as well as low- and moderate-income (LMI) and minority households. The FHA allows low down ...
Community Affairs Discussion Paper , Paper 11-01

Discussion Paper
The quality of FHA lending in Pennsylvania, New Jersey, and Delaware

The Federal Housing Administration (FHA), an agency within the Department of Housing and Urban Development (HUD), insures mortgage loans made by private lenders. All FHA-insured borrowers pay mortgage insurance as one of the terms of their mortgage loan, and this insurance protects the lender against losses if the borrower defaults. In addition to providing a mortgage guarantee, the FHA single-family loan program has features such as a low down payment and a low minimum credit score that benefit borrowers who may not be able to obtain financing in the conventional market. Because of the FHA?s ...
Community Affairs Discussion Paper , Paper 11-02

FILTER BY year

FILTER BY Bank

FILTER BY Content Type

Working Paper 1055 items

Journal Article 749 items

Speech 183 items

Discussion Paper 130 items

Report 11 items

Conference Paper 7 items

show more (3)

FILTER BY Author

Plosser, Charles I. 112 items

Mester, Loretta J. 101 items

Nakamura, Leonard I. 94 items

Carlino, Gerald A. 82 items

Harker, Patrick T. 73 items

Chatterjee, Satyajit 71 items

show more (495)

FILTER BY Jel Classification

G21 84 items

G28 53 items

D14 40 items

E32 23 items

G18 19 items

D18 18 items

show more (257)

FILTER BY Keywords

Monetary policy 177 items

Inflation (Finance) 77 items

Business cycles 67 items

Housing 65 items

Credit cards 55 items

Unemployment 50 items

show more (495)

PREVIOUS / NEXT