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Bank:Federal Reserve Bank of Philadelphia 

Speech
Economic conditions and monetary policy

Presented by Charles I. Plosser, President and Chief Executive Officer, Federal Reserve Bank of Philadelphia> Risk Management Association, Philadelphia, PA> President Charles Plosser shares his views on growth, labor markets, and inflation expectations. He also discusses why he believes it would be appropriate for the Fed to communicate the amount of assets it intends to purchase in the current program and bring the purchases to a close.
Speech , Paper 87

Working Paper
The rise of the skilled city

For more than a century, educated cities have grown more quickly than comparable cities with less human capital. This fact survives a battery of other control variables, metropolitan area fixed effects, and tests for reverse causality. The authors also find that skilled cities are growing because they are becoming more economically productive (relative to less skilled cities), not because these cities are becoming more attractive places to live. Most surprisingly, the authors find evidence suggesting that the skills-city growth connection occurs mainly in declining areas and occurs in large ...
Working Papers , Paper 04-2

Journal Article
Regional spotlight: what's holding back homebuilding?

The construction industry, often the first to resume hiring after an economic downturn, still hasn't recovered from the Great Recession. Paul Flora examines the forces that have held back this sector in our region and around the country.
Business Review , Issue Q2 , Pages 17-21

Journal Article
Jobs in Philadelphia: experience and prospects

Business Review , Issue Dec , Pages 3-51

Journal Article
Taking the measure of manufacturing

In "Taking the Measure of Manufacturing" Tim Schiller and Mike Trebing outline several of the most important surveys and indexes that track manufacturing, describe their similarities and differences, and discuss their usefulness in providing timely and accurate data on the sector.
Business Review , Issue Q4 , Pages 24-37

Journal Article
Billion-dollar overdrafts: a payments risk challenge

Business Review , Issue Jan/Feb , Pages 3-13

Journal Article
Corporation for Supportive Housing Integrates Housing and Supportive Services for Vulnerable Populations

Supportive housing, which was begun by visionary nonprofits in New York City in the early 1980s to serve long-term homeless people, offers vulnerable individuals and families their own affordable homes as well as access to a comprehensive array of flexible services, paving the way for successful tenancy, recovery, and community integration. Supportive housing is also being provided for other populations, such as those with mental illness backgrounds or with developmental disabilities.
Cascade , Volume 1

Journal Article
Research Symposium on Fair Housing Explores the Past, Present, and Future of the Fair Housing Act

Even though the Fair Housing Act has resulted in significant strides toward ending discriminatory real estate practices since it was enacted 50 years ago, significant challenges related to fair housing and fair lending still exist, requiring further action by researchers, policymakers, and advocates. This theme underpinned the Federal Reserve Bank of Philadelphia and the Center for Urban Research and Education at Rutgers University?Camden?s recent Research Symposium on Fair Housing, which highlighted the past, present, and future of the Fair Housing Act
Cascade , Volume 2

Discussion Paper
Consumer credit counseling: credit card issuers' perspectives

On Friday, May 23, 2003, the Payment Cards Center hosted a workshop led by collections managers from J.P. Morgan Chase and Juniper Bank. The managers provided the credit card issuers' perspective on the consumer credit counseling industry. The day's discussion complemented an earlier workshop at which representatives from local consumer credit counseling services (CCCS) discussed their business model. After describing the ways in which new market entrants have affected the counseling industry, the issuers discussed the challenges associated with administering and appropriately valuing the ...
Consumer Finance Institute discussion papers , Paper 03-13

Discussion Paper
Modern Income-Share Agreements in Postsecondary Education: Features, Theory, Applications

An income-share agreement (ISA) in postsecondary education is a contract in which students pledge to pay a certain percentage of their future incomes over a set period of time in exchange for funding educational program expenses in the present. Typically, participants begin to make payments once their incomes rise above a minimum threshold set by the terms of the ISA and will never pay more than a set cap (usually, a multiple of the original amount). Funding for ISAs can range from university sources to philanthropic funding and private investor capital. In this study, we describe the many ...
Consumer Finance Institute discussion papers , Paper 19-6

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