Search Results
Journal Article
Determining Coverage Under HOEPA
The Home Ownership Equity Protection Act (HOEPA) identifies a class of high-cost home equity loans through rate and fee triggers.
Journal Article
SBDCs: a one-stop shop for small businesses
Journal Article
Collaborative Program Finds Financial Pathways for Houston Families
Over the past five years, many Houston families have made strides toward attaining financial stability through a community effort launched and led by the United Way of Greater Houston.
Journal Article
Foundation Communities' IDA: Five Years of Savings
Foundation Communities, a nonprofit developer of multifamily housing, began the program to help low-income families living in its 11 properties save for the future. IDAs are usually opened at a local bank, with a foundation, government agency or other organization matching participants' deposits.
Journal Article
Communi-Versity: Economic Strategy Draws on the City and University at Prairie View
In February 2010, community leaders and university officials who were interested in the future of both the city of Prairie View, Texas, and Prairie View A&M University (PVAMU) attended a roundtable discussion hosted by the Federal Reserve Bank of Dallas' Houston Branch. Out of this first meeting arose "Communi-Versity," a joint venture of the community and the university focused on creating an environment conducive to economic development.
Journal Article
Toolkit offers online resources for CRA officers
This article highlights popular Community Reinvestment Act websites of interest to bankers, community groups and others engaged in the CRA.
Journal Article
Get Checking Launches in Houston
Access to mainstream financial services is on the horizon for unbanked and underbanked consumers in Houston through Get Checking(TM), a national initiative sponsored by eFunds Corp. and the University of Wisconsin Extension.
Journal Article
Community development decision flow chart
When CRA officers gather with their examiners, the top question they ask is whether their activity qualifies for CRA purposes. This Community Development Decision Flow Chart can help answer that question.
Journal Article
What's happening at the state and local level
Journal Article
Savings programs associated with VITA
There are thousands of Volunteer Income Tax Assistance (VITA) sites across the country and more than 250 in Texas. Located at libraries, community colleges, churches and community-based organizations, these sites pop up during tax season in areas accessible to low- and moderate-income (LMI) workers.