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Bank:Federal Reserve Bank of Dallas  Series:e-Perspectives 

Journal Article
Community development decision flow chart

When CRA officers gather with their examiners, the top question they ask is whether their activity qualifies for CRA purposes. This Community Development Decision Flow Chart can help answer that question.
e-Perspectives , Issue 4

Journal Article
Determining coverage under HOEPA

To understand how these amendments affect a typical home equity loan, a loan example has been developed that incorporates the changes in the regulation. The annual percentage rate test and the points and fees test are applied to a loan example.
e-Perspectives , Issue 2

Journal Article
Patterns and trends of housing affordability in Texas

In the aftermath of the Great Recession, it is critical to reexamine the definition of what is affordable to a homebuyer and how the measures of housing affordability play out for average households in Texas and the United States.
e-Perspectives , Issue 1

Journal Article
Regulations

e-Perspectives , Issue 2

Journal Article
Program provides services-enriched housing for homeless veterans in northwest Louisiana

In the northern Louisiana portion of the Eleventh District, an innovative housing program is addressing the needs of homeless veterans. The program is the latest initiative of Volunteers of America of North Louisiana (VOANL), which was established over 75 years ago.
e-Perspectives , Issue 2

Journal Article
Community Action in southern New Mexico

The national Community Action program began in the 1960s to serve as a focal point in local communities for the war on poverty. Programs were established in a majority of counties across the U.S., including some in rural areas. Many programs continue to thrive today, and in mostly rural southern New Mexico, a highly productive Community Action Agency is paving the way to financial stability and success for thousands of low-income working families.
e-Perspectives , Issue 2

Journal Article
Get Checking launches in Houston

Access to mainstream financial services is on the horizon for unbanked and underbanked consumers in Houston through Get Checking(TM), a national initiative sponsored by eFunds Corp. and the University of Wisconsin Extension.
e-Perspectives , Issue 4

Journal Article
Texas saves for Financial Literacy Month

e-Perspectives , Issue 2

Journal Article
Seeking common ground through e-mail (and finding our hardheaded hearts)

e-Perspectives , Issue 4

Journal Article
Two multibanks help medical diagnostics firm take off

e-Perspectives , Issue 1

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