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Monograph
Economic progress in the Texas economy
Monograph
A banker’s quick reference guide to CRA
Monograph
China's churn
Several years ago, the Dallas Fed's annual report featured an essay entitled "The Churn." The churn is our term for what economist Joseph Schumpeter called "creative destruction." A dynamic economy like ours can grow and make room for the new only if we allow parts of the economy to shrink. Unprofitable firms and industries must be allowed to fail and go out of business so their workers and other resources can move into firms and industries whose products are more favored or needed by consumers. This is, as the essay's subtitle says, the paradox of progress.
Monograph
Gone to Texas: immigration and the transformantion of the Texas economy
The United States welcomes more immigrants than any other country, and Texas welcomes more migrants?foreign and domestic?than any other state. Nearly half of all new arrivals to the state are foreign born. With a population of over 4 million immigrants, Texas is one of the top three states in terms of the number of foreign born living within its borders. Immigration to Texas has been both a cause and consequence of rapid regional growth. The strong economy and the Texas business model?low taxes, few regulations and a low cost of labor?have attracted many businesses and workers in recent ...
Monograph
Texas-Mexico border region statistics
Monograph
Texas, Louisiana and New Mexico laying groundwork for greater internet connectivity
This first article in a series on digital inclusion documents the level of digital connectivity in 2022 in the Federal Reserve’s Eleventh District—Texas, northern Louisiana and southern New Mexico.