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Bank:Federal Reserve Bank of Dallas  Series:Dallas Fed Communities 

The Federal Reserve Is Updating the Community Reinvestment Act. Here’s How You Can Help.

Whether you are a community-service organization member, an economic development professional or simply interested in helping communities in our region thrive, your comments and ideas are a critical part of ensuring an inclusive financial services industry.
Dallas Fed Communities

Material Hardship and the CARES Act: Experiences of American Families

How did households use the aid provided by the CARES Act? Who had trouble accessing benefits? And in a polarized political climate, what did Americans think about the way the expanded safety net was offered—for themselves and their communities?
Dallas Fed Communities

Women Veteran Business Owners: We Want to Hear From You

Women veteran-owned small businesses are an important part of our regional economy, but little is known about their needs and challenges.
Dallas Fed Communities

Skipping School: Enrollment Numbers Down for Students Ages 16–24 During Pandemic

Pandemic-related hardships likely contributed to a surge in the number of young people disconnected from school at both the secondary and postsecondary levels.
Dallas Fed Communities

Who Benefited from the Paycheck Protection Program? Our Texas Analysis Offers an Early Look

Though many hail the Paycheck Protection Program as a historic lifeline for the economy, others have raised concerns that the program reinforces inequities and has led to loan approvals not in alignment with its mission.
Dallas Fed Communities

‘They’re in Deep Hiding’: Pandemic Hinders Efforts to Reengage Texas’ Disconnected Youth

Education and employment trends suggest that the number of 16–24-year-olds disconnected from both work and school—known as opportunity youth—has grown during the pandemic.
Dallas Fed Communities

Greater Hispanic Outreach Can Improve Take-Up of Earned Income Tax Credit

Despite the Earned Income Tax Credit’s many benefits, a large percentage of qualified workers do not claim it.
Dallas Fed Communities

Opportunity Zones: How Will We Know if Communities Reap the Benefits?

Much has happened since the Dallas Fed released its first article on Opportunity Zones (OZs). While we know a lot more than we did, some aspects of OZs remain unclear.
Dallas Fed Communities

Connecting Communities During COVID-19: A Quick Guide to Broadband Solutions for Local Governments

Directives for social distancing and stay-at-home orders have made access to broadband an urgent necessity for families as they struggle to stay connected with schooling, jobs, health care, government assistance and more.
Dallas Fed Communities

How Can You Close the Digital Divide in Your Community? Start with a Needs Assessment

The shape of the digital divide is different in each community. Affordability, infrastructure, lack of devices or skills, and low awareness of the internet’s benefits can all be factors.
Dallas Fed Communities

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