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Bank:Federal Reserve Bank of Dallas  Series:Dallas Fed Communities 

The Federal Reserve Is Updating the Community Reinvestment Act. Here’s How You Can Help.

Whether you are a community-service organization member, an economic development professional or simply interested in helping communities in our region thrive, your comments and ideas are a critical part of ensuring an inclusive financial services industry.
Dallas Fed Communities

How Can You Close the Digital Divide in Your Community? Start with a Needs Assessment

The shape of the digital divide is different in each community. Affordability, infrastructure, lack of devices or skills, and low awareness of the internet’s benefits can all be factors.
Dallas Fed Communities

Who Benefited from the Paycheck Protection Program? Our Texas Analysis Offers an Early Look

Though many hail the Paycheck Protection Program as a historic lifeline for the economy, others have raised concerns that the program reinforces inequities and has led to loan approvals not in alignment with its mission.
Dallas Fed Communities

Federal and Local Resources Help Small Businesses Strive for New Normal

In May, we released an in-depth look at the experiences of small business owners across Texas in the first month of the crisis. In the subsequent months, there have been updates to existing resources, and more initiatives have launched to support small firms across the country and state.
Dallas Fed Communities

Communities, Service Providers in Region See Long Road to COVID-19 Recovery, Fed Survey Shows

Nearly all respondents reported "significant" disruption to economic conditions in their communities, and over two-thirds anticipate a "difficult" economic recovery.
Dallas Fed Communities

Shock, Grief and Opportunity: The Emotional Roller Coaster of COVID-19 in the Small Business Community

Given that small businesses employ nearly half of all private sector workers, their struggles directly impact both the well-being of workers and the broader economy.
Dallas Fed Communities

Dallas County Promise Puts Higher Education—and Higher Earning Potential—Within Students’ Reach

Vanessa was accepted to a Promise partner institution and soon found herself at a place she never thought her path would take her. Programs like Dallas County Promise are important in today’s economy as postsecondary education becomes increasingly necessary.
Dallas Fed Communities

March 6 Summit to Explore Connection Between Housing and Access to Opportunity

Research shows that life expectancy in Texas differs as much as 30 years depending on the ZIP code in which someone lives.
Dallas Fed Communities

Connecting Communities During COVID-19: A Quick Guide to Broadband Solutions for Local Governments

Directives for social distancing and stay-at-home orders have made access to broadband an urgent necessity for families as they struggle to stay connected with schooling, jobs, health care, government assistance and more.
Dallas Fed Communities

COVID-19 and CRA: Fed Issues Guidance on Helping Communities Through the Crisis

To help support economic resiliency, we are providing Community Reinvestment Act (CRA) consideration for banking and lending activities in response to COVID-19.
Dallas Fed Communities

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