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Texas Subprime Borrowers Rely on Unconventional Home Loans
How do low- and moderate-income Texans fare in becoming homeowners?
Dallas County Promise Puts Higher Education—and Higher Earning Potential—Within Students’ Reach
Vanessa was accepted to a Promise partner institution and soon found herself at a place she never thought her path would take her. Programs like Dallas County Promise are important in today’s economy as postsecondary education becomes increasingly necessary.
The Federal Reserve Is Updating the Community Reinvestment Act. Here’s How You Can Help.
Whether you are a community-service organization member, an economic development professional or simply interested in helping communities in our region thrive, your comments and ideas are a critical part of ensuring an inclusive financial services industry.
Opportunity Zones: How Will We Know if Communities Reap the Benefits?
Much has happened since the Dallas Fed released its first article on Opportunity Zones (OZs). While we know a lot more than we did, some aspects of OZs remain unclear.
Federal and Local Resources Help Small Businesses Strive for New Normal
In May, we released an in-depth look at the experiences of small business owners across Texas in the first month of the crisis. In the subsequent months, there have been updates to existing resources, and more initiatives have launched to support small firms across the country and state.
Hard-Hit Child Care Industry May Need Multisector Response to Revive and Thrive
Millions of U.S. workers have lost their jobs during the pandemic. When they are ready to return to work, their child care options may be few.
Communities, Service Providers in Region See Long Road to COVID-19 Recovery, Fed Survey Shows
Nearly all respondents reported "significant" disruption to economic conditions in their communities, and over two-thirds anticipate a "difficult" economic recovery.
Connecting Communities During COVID-19: A Quick Guide to Broadband Solutions for Local Governments
Directives for social distancing and stay-at-home orders have made access to broadband an urgent necessity for families as they struggle to stay connected with schooling, jobs, health care, government assistance and more.
Putting Manufacturing Jobs on the Map: Dallas Fed, Big Country Alliance Partner to Grow West Texas Workforce
Manufacturing jobs present the potential for many workers to make a living wage.
Who Benefited from the Paycheck Protection Program? Our Texas Analysis Offers an Early Look
Though many hail the Paycheck Protection Program as a historic lifeline for the economy, others have raised concerns that the program reinforces inequities and has led to loan approvals not in alignment with its mission.