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COVID-19 and CRA: Fed Issues Guidance on Helping Communities Through the Crisis
To help support economic resiliency, we are providing Community Reinvestment Act (CRA) consideration for banking and lending activities in response to COVID-19.
Moving up, falling back or staying still: How income mobility in Texas differs by race, ethnicity
This article analyzes how different demographic groups can climb the income ladder and move into higher-income groups.
Pandemic Mortgage Relief Headed Off Delinquencies, but What Happens Now?
As more Texas mortgages exit forbearance, ZIP codes with larger vulnerability will be at particular risk for financial stress.
Opportunity Zones: How Will We Know if Communities Reap the Benefits?
Much has happened since the Dallas Fed released its first article on Opportunity Zones (OZs). While we know a lot more than we did, some aspects of OZs remain unclear.
Lowest-Income Workers See Accelerated Earnings Growth During Pandemic
In many respects, the pandemic has disproportionately harmed low-income workers. Earnings growth, triggered by labor shortages and high turnover rates, could be a rare exception.
March 6 Summit to Explore Connection Between Housing and Access to Opportunity
Research shows that life expectancy in Texas differs as much as 30 years depending on the ZIP code in which someone lives.
Community Broadband Survey Paves Way for Expanding Digital Access in Southern New Mexico
Like millions of people across the U.S., many residents of Doña Ana County in southern New Mexico struggle to find the internet access they need for school, work and daily life.
‘They’re in Deep Hiding’: Pandemic Hinders Efforts to Reengage Texas’ Disconnected Youth
Education and employment trends suggest that the number of 16–24-year-olds disconnected from both work and school—known as opportunity youth—has grown during the pandemic.
How valuable is a short-term credential for a job seeker? It’s complicated
Employer demand for short-term credentials is rising. But the likelihood of such credentials leading to higher wage offers depends on the industry and can change over time.
Skipping School: Enrollment Numbers Down for Students Ages 16–24 During Pandemic
Pandemic-related hardships likely contributed to a surge in the number of young people disconnected from school at both the secondary and postsecondary levels.