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‘They’re in Deep Hiding’: Pandemic Hinders Efforts to Reengage Texas’ Disconnected Youth
Education and employment trends suggest that the number of 16–24-year-olds disconnected from both work and school—known as opportunity youth—has grown during the pandemic.
How PPP Loans Eluded Small Businesses of Color
Using national- and state-representative data from small business owners from the Federal Reserve System’s Small Business Credit Survey, we found that small business owners of color were in greater need of financial support than their white-owned counterparts, but they successfully accessed the PPP less frequently.
Did expanded Child Tax Credit enable parents in financially vulnerable households to work during pandemic?
Social scientists have found in some instances that safety-net programs sometimes reduce recipients’ incentive to work and thereby provide a headwind to U.S. economic growth.
COVID-19 and CRA: Fed Issues Guidance on Helping Communities Through the Crisis
To help support economic resiliency, we are providing Community Reinvestment Act (CRA) consideration for banking and lending activities in response to COVID-19.
Texas Subprime Borrowers Rely on Unconventional Home Loans
How do low- and moderate-income Texans fare in becoming homeowners?
Community Broadband Survey Paves Way for Expanding Digital Access in Southern New Mexico
Like millions of people across the U.S., many residents of Doña Ana County in southern New Mexico struggle to find the internet access they need for school, work and daily life.
Partnership Emphasizes Education to Make Permian Basin a Better Place to Live
As a participant in the Dallas Fed's Advance Together initiative, the Education Partnership of the Permian Basin is accelerating a collective approach to addressing education, workforce and quality-of-life needs.
How valuable is a short-term credential for a job seeker? It’s complicated
Employer demand for short-term credentials is rising. But the likelihood of such credentials leading to higher wage offers depends on the industry and can change over time.
Are Texans Ready for the Jobs of Tomorrow?
K-12 spending in Texas lags behind the national average, which may leave students unprepared as they enter the changing labor market.
Pandemic painful for many self-employed women, but their numbers are rising again
Years before the term “she-cession” became part of our national lexicon, the number of businesses owned by women was growing at a rate more than twice that of all businesses. Despite their increasing importance to the economy, women-owned firms were less likely than firms owned by men to be financially healthy heading into the COVID-19 economic crisis.