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Report
Community Banks Withstand the Storm
Community banks, which rely on strong customer relationships and disciplined lending practices, weathered the financial crisis better than large, nontraditional banks. This superior performance suggests that a back-to-basics approach to banking could help the nation realize financial stability that lasts.
Report
Regionally, Housing Rebound Depends on Jobs, Local Supply Tightness
After swinging from exuberant boom to epic bust over a decade, many local U.S. housing markets began a long-awaited housing recovery in 2012. The pace of house price change varied across metropolitan areas, mainly reflecting how local builders reacted to increased demand.
Report
Two types of paper: the case for Federal Reserve independence
This essay argues that central bank independence is more important today than at any time in history. Because fiscal incentives for inflation grow as government debt grows, and in view of the huge run-up in government debt in the 1980s, with prospects for continued growth in the 1990s, we believe that the principal mission of our nation's central bank is at risk. Our aim is to provide a convincing case for the view that the power to spend money and the power to print money must be separate and independent powers within the government.
Report
The fruits of free trade