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Bank:Federal Reserve Bank of Dallas  Series:Annual Report 

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Small Banks Squeezed

With consistent loan quality and resilient lending activity, community banks?and the traditional banking model they represent?can be a much-needed force for financial stability. Unfortunately, they?ve struggled to maintain market share, partly as a result of unintended consequences of public policy.
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The best of all worlds: globalizing the knowledge economy

Annual Report

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The financial crisis: connecting the dots

Richard Fisher, president and CEO of the Federal Reserve Bank of Dallas, spoke and wrote extensively on the financial crisis in 2008
Annual Report

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What d'ya know? Lifetime learning in pursuit of the American dream

Annual Report

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The Texas Energy Industry: From Boom to Gloom

Horizontal drilling and hydraulic fracturing of shale formations have transformed Texas? oil and gas sector.
Annual Report

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Will Oil Decline Lead to a House Price Bust?

The correlation between house prices and oil booms raises concerns because oil prices have fallen nearly as much from their 2014 peak (about 66 percent) as they did during the mid-1980s oil collapse (70 percent). That 1980s collapse preceded a long housing bust.
Annual Report

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China Slowdown: Little Headwind for Texas

The much-heralded slowdown of growth in China presents a limited challenge to Texas? growth because of the state?s relatively small direct trade exposure.
Annual Report

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A Lender for Tough Times

Community banks are not only a major source of credit, but also a stable one for businesses. During the recent financial crisis and its aftermath, these smaller, traditional lenders provided credit to many firms, especially small businesses, when they needed it most.
Annual Report

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Vanquishing too big to fail

The Federal Reserve Bank of Dallas balanced myriad roles in 2012, stepping up outreach efforts, banking supervision responsibilities, research production and educational programs during a challenging period for the economy.
Annual Report

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Opportunity knocks: selling our services to the world

Over the past century, the U.S. has developed a deep, diverse pool of skilled, productive and well-paid service providers.
Annual Report

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