Search Results
Journal Article
Exploring Appalachia: burgeoning region uses eco-heritage tourism as a tool for economic development
Although the onset of the economic slowdown sparked a slight decline in tourism in Ohio during 1999-2000, the industry's growth potential in the state and nationwide remains substantial.
Journal Article
Who has the authority to regulate predatory lending?
An investigation of who has the authority to address predatory lending in the Fourth Federal Reserve District. Regulatory agencies, including the Federal Reserve, are concerned about abusive lending practices that may be corroding some of the positive impacts of CRA-related lending in low- and moderate-income neighborhoods over the last decade.
Journal Article
Strategies for banking the unbanked: are they working?
Banks are looking at new approaches to serving the unbanked, but many barriers exist. KeyBank is a pioneer in offering banking services to the unbanked.
Journal Article
Bridging the economic divide: Cincinnati's crisis presents new opportunities
This issue of CR Forum is a special edition highlighting one Fourth District city: Cincinnati, Ohio, and the civil unrest experienced there this year.
Journal Article
Investing in our communities: \\"new markets\\" programs offer financial incentives to encourage investment
Late last year Congress produced two pieces of legislation focusing on economic development in low-income communities. Both aim to encourage investment in America's economically distressed communities.
Journal Article
Containing a firestorm: adaptive policies needed to address changing foreclosure landscape
Like a wildfire leaving devastation in its path, the foreclosure crisis continues to wreak havoc on many families and communities throughout the Fourth District, especially in the largest urban areas. Only a year ago the primary reason for foreclosures centered on subprime mortgages. Today, the primary driver is unemployment, further widening the consumption arc of this blaze.
Journal Article
Individual Development Accounts: an endangered wealth-creation strategy?
The introduction of the Individual Development Account in 1996 opened the door to a new school of thought on ending the cycle of poverty.
Journal Article
Financial education: is it making a difference?
Few would argue that the time is ripe for financial education in America as financial products and services are growing in diversity and complexity.
Journal Article
Policy summit keeps spotlight on poverty
There are no simple answers to the persistent problem of poverty. But keeping a spotlight on the issue is critical to moving toward solutions. To that end, the Federal Reserve Bank of Cleveland examined the challenges of concentrated poverty at its annual community development policy summit in June 2006.
Journal Article
Engines of growth: why low-income communities need small business
Small businesses and microenterprises have an important role to play in low- and moderate-income communities. Often they are the engines of growth in these neighborhoods.