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Bank:Federal Reserve Bank of Cleveland  Series:Community Reinvestment Forum 

Journal Article
Strategies for banking the unbanked: are they working?

Banks are looking at new approaches to serving the unbanked, but many barriers exist. KeyBank is a pioneer in offering banking services to the unbanked.
Community Reinvestment Forum , Issue Fall

Journal Article
Individual Development Accounts: an endangered wealth-creation strategy?

The introduction of the Individual Development Account in 1996 opened the door to a new school of thought on ending the cycle of poverty.
Community Reinvestment Forum , Issue Win

Journal Article
Leadership: the unifying force behind community development

Leadership is one of the most widely covered topics of our day. This is especially true in the world of community development, where our leaders successfully pull resources and people together to help shape the future for underserved neighborhoods.
Community Reinvestment Forum , Issue Spr

Journal Article
Containing a firestorm: adaptive policies needed to address changing foreclosure landscape

Like a wildfire leaving devastation in its path, the foreclosure crisis continues to wreak havoc on many families and communities throughout the Fourth District, especially in the largest urban areas. Only a year ago the primary reason for foreclosures centered on subprime mortgages. Today, the primary driver is unemployment, further widening the consumption arc of this blaze.
Community Reinvestment Forum , Issue Feb

Journal Article
Who has the authority to regulate predatory lending?

An investigation of who has the authority to address predatory lending in the Fourth Federal Reserve District. Regulatory agencies, including the Federal Reserve, are concerned about abusive lending practices that may be corroding some of the positive impacts of CRA-related lending in low- and moderate-income neighborhoods over the last decade.
Community Reinvestment Forum , Issue Fall

Journal Article
Engines of growth: why low-income communities need small business

Small businesses and microenterprises have an important role to play in low- and moderate-income communities. Often they are the engines of growth in these neighborhoods.
Community Reinvestment Forum , Issue Sum

Journal Article
Fourth District community affairs outlook: regional legacy paves the way for new initiatives

The Fourth District faced a number of economic challenges in 2001, including a national economic recession, a downturn in manufacturing, and the aftershocks of September 11. Today, many of our local economies are under pressure to transform their older industrial and agricultural roots with new economic engines.
Community Reinvestment Forum , Issue Spr

Journal Article
Financial education: is it making a difference?

Few would argue that the time is ripe for financial education in America as financial products and services are growing in diversity and complexity.
Community Reinvestment Forum , Issue Spr

Journal Article
Bridging the economic divide: Cincinnati's crisis presents new opportunities

This issue of CR Forum is a special edition highlighting one Fourth District city: Cincinnati, Ohio, and the civil unrest experienced there this year.
Community Reinvestment Forum , Issue Fall

Journal Article
The New Markets Tax Credit Program: will it live up to its potential?

Because many small businesses in isolated inner-city or rural locations are cut off from mainstream capital networks, a new conduit for channeling equity capital is needed?patient capital that can be used to grow a business and manage risks in less diversified economies. Many believe the New Markets Tax Credit Program, which aims to stimulate $15 billion in private equity investment in low-income communities, can provide such a conduit. While the program has many strengths, it is still too early to tell whether it will live up to its promise because the initial investments are just beginning ...
Community Reinvestment Forum , Issue Fall , Pages 1-20




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