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Bank:Federal Reserve Bank of Chicago  Series:Profitwise 

Journal Article
FLLIP's \\"your money & your life\\" financial regulation education program high marks after first year

Profitwise , Issue Spr , Pages 8-9

Journal Article
Employment Challenges for the Formerly Incarcerated

The U.S. economy is on a historic run of job creation, with 76 straight months of job growth as of June 2016. Many firms are looking for new pools of talent as traditional pools are increasingly absorbed by rising employment. Wages are beginning to rise more rapidly than they have for several years, with ADP?s Workforce Vitality Report for Q1 2016 estimating annual wage growth for full-time job holders of 4.7 percent. The strengthening labor market provides an opportunity for both employers and policymakers to reconsider the status of subgroups that face distinct barriers to the job market. ...
Profitwise , Issue 2 , Pages 14-17

Journal Article
Wage disparities and industry segregation: a look at Black-White income inequality from 1950-2000

The last sixty years has been a period of profound change for Black Americans. In the 1950s and 1960s, Supreme Court cases and federal legislation eliminated many unfair and discriminatory laws passed over the course of the prior century that had effectively subordinated Black Americans to second class citizenship. A variety of social and economic conditions have changed during the roughly six decades since the modern Civil Rights Movement began, in part as a result of these decisions, and significant shifts in cultural norms and beliefs, as well. The purpose of this article is to explore ...
Profitwise , Issue Jul , Pages 10-16

Journal Article
Mapping the recovery: sentiment survey of small Business intermediaries in Chicago

The Community Development and Policy Studies (CDPS) division of the Federal Reserve Bank of Chicago distributed a poll to small business intermediaries in the fourth quarter of 2012 to ask about their perceptions of small business conditions in their neighborhoods. The purpose of this poll was to get a better understanding of the small business climate in diverse neighborhoods of the city of Chicago. It was designed to capture perspectives at the neighborhood level, perspectives that are not observable in aggregated data. The results show an array of opinions about the small business climate ...
Profitwise , Issue Aug

Journal Article
Childhood obesity: an issue for public health advocates, researchers, and community development practitioners

Obesity rates for U.S. children have risen precipitously over the past 20 years. According to data from the National Health and Nutrition Examination Surveys from 1999?2002, 15 percent of children on average, ages 2?19 are obese. With little evidence that individual weight loss programs can solve the problem, attention is increasingly turning to the environment in which children live, in an effort to understand both the causes of and potential solutions to childhood obesity. Drawing on recent research, this article provides an overview of childhood obesity trends from the 1970s to 2002, ...
Profitwise , Issue Oct , Pages 12-16

Journal Article
Wisconsin moves forward to address foreclosures: a conference review

In March 2008, CCA convened ?Wisconsin Moves Forward to Address Foreclosures.? The conference was a continuation of a series of conferences that has focused on the rapid rise of foreclosures in the Federal Reserve?s Seventh District, their effects, and efforts to intercede. Conference participants have learned from experts their leading ideas, best practices and models for addressing the mounting level of foreclosures and their ill effects both in Wisconsin and the broader Midwest. This article briefly summarizes the March conference.
Profitwise , Issue Nov

Journal Article
Neighborhood housing services of Chicago

Neighborhood Housing Services of Chicago (NHS) held its Annual Community Banks Meeting on Tuesday, April 17, 2012, at the Federal Reserve Bank of Chicago. The meeting brought together over 50 representatives from the NHS Community Banks Partnership to discuss a timely topic - "The Future of Residential Real Estate."
Profitwise , Issue Aug , Pages 18-21

Journal Article
Detroit’s Proposed Community Benefits Ordinance

The Community Benefit Agreement (CBA) model was created in the late 1990s as a tool to ensure that neighborhood residents would benefit from economic development projects, which are often heavily subsidized by taxpayer dollars. A CBA is a project-specific agreement between a developer and a broad community coalition that details the project?s contributions to the community and ensures community support for the project. Properly structured CBAs are legally binding and directly enforceable by the signatories. According to The Partnership for Working Families, the Community Benefits Model works ...
Profitwise , Issue 3 , Pages 4-8

Journal Article
A discussion and display of innovations: the second annual Illinois asset-building conference

The Second Annual Illinois Asset-Building Conference sponsored by the Federal Reserve Bank of Chicago and the Sargent Shriver National Center on Poverty Law (NCPL) was held on September 25 and 26, 2003. Approximately 100 individuals from various financial institutions, non-profit organizations, community groups, local and state policymakers, and institutions of higher learning attended the conference. Dory Rand, supervising attorney for community investment at Chicago-based NCPL, and coordinator of the statewide Financial Links for Low- Income People coalition, moderated the conference.
Profitwise , Issue Jan , Pages 10-11

Journal Article
An informed discussion of the earned income credit--Milwaukee

The Earned Income Tax Credit (EITC) continues to be a controversial public benefit tool. The EITC was last highlighted in the Profitwise Winter 2003 edition, available at: www.chicagofed.org/community-development/profitwise.cfm.
Profitwise , Issue Jan , Pages 16-19

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