Search Results

Showing results 1 to 10 of approximately 31.

(refine search)
SORT BY: PREVIOUS / NEXT
Bank:Federal Reserve Bank of Chicago  Series:Emerging Issues 

Journal Article
Electronic bill payment and presentment: a primer

Electronic bill payment and presentment (EBPP) services are a core component of many financial institutions' on-line banking offerings. This paper discusses the laws (state and federal), regulations, and regulatory guidance generally applicable to EBPP services offered through financial institutions. Particular emphasis is given to (i) the Electronic Fund Transfer Act and Regulation E (including provisions relevant to dispute resolution, liability for unauthorized transactions, and electronic disclosure) and (ii) regulatory guidance with respect to outsourcing arrangements in connection with ...
Emerging Issues , Issue Dec

Journal Article
The importance of payments-driven revenues to franchise value and in estimating bank performance

This paper examines how the production of payment services impacts the franchise value of banks. It also explores whether analysis are incorrectly measuring the performance of the banking sector and failing to realize the full importance of payments-driven revenues to banks. In initial empirical analysis, we find limited evidence to suggest that higher payments-driven revenues are associated with higher franchise value. We find, also, that estimates of productive efficiency change dramatically for a small number of banks heavily involved in payments services. We find evidence to suggest that ...
Emerging Issues

Journal Article
A peek at the examiners playbook phase III

Emerging Issues , Issue May

Journal Article
Predicting inadequate capitalization: early warning system for bank supervision

Emerging Issues , Issue Sep

Journal Article
The changing character of liquidity and liquidity risk management: a regulator's perspective

Emerging Issues , Issue Apr

Journal Article
A regulatory perspective on roll-ups: big business for small formerly private companies

Emerging Issues , Issue Mar

Journal Article
Questions every banker would like to ask about private banking and their answers

Emerging Issues , Issue May

Journal Article
Stumbling blocks to increasing market discipline in the banking sector: a note on bond pricing and funding strategy prior to failure

Emerging Issues , Issue Sep

Journal Article
Simple forecasts of bank loan quality in the business cycle

Experience from models such as SEER suggests that bank financial condition predict bank failures. However, it has been difficult to find a relationship between macroeconomic variables and bank failures. This paper shows ways in which simple time-series techniques can be used to forecast financial conditions of banks. The models include macroeconomic variables in order to consider systemic cyclical factors in forecasting. In addition, analysis of regression residuals is used to obtain relatively early warnings of unusual performance. ; The empirical result suggest that a limited number ...
Emerging Issues , Issue Apr

Journal Article
Pooled trust preferred stock -- a new twist on an older product

Emerging Issues , Issue Mar

FILTER BY year

FILTER BY Bank

FILTER BY Series

FILTER BY Content Type

FILTER BY Keywords

PREVIOUS / NEXT