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Bank:Federal Reserve Bank of Boston  Series:New England Public Policy Center Research Report 

Report
Uncertain futures?: youth attachment to the labor market in the United States and New England

In the wake of the Great Recession, high levels of unemployment and low labor force participation rates among U. S. youth are of great concern, receiving considerable attention from policy makers and the popular press. These trends have led observers to question what the future path of employment will look like for younger workers. Of particular concern is the share of the youth population that is idle, or what is technically termed ?not in employment, education, or training? (NEET). These individuals are particularly vulnerable to continued adverse labor market outcomes and their prolonged ...
New England Public Policy Center Research Report , Paper 13-3

Report
State foreclosure prevention efforts: mediation and financial assistance

Housing foreclosure activity in the United States and New England increased dramatically at the beginning of the housing crisis in 2006 and remains elevated. Given their economic and social costs, policymakers have developed a number of policies designed to prevent foreclosures. In recent years, state and local policymakers in New England have implemented two major foreclosure prevention policies: foreclosure mediation programs and financial assistance programs. This report reviews these two foreclosure prevention programs in the New England region. It explores how they are funded, weighs ...
New England Public Policy Center Research Report , Paper 11-3

Report
Reintegrating the ex-offender population in the U.S. labor market: lessons from the CORI Reform in Massachusetts

Policymakers have proposed and enacted policies that seek to limit the negative consequences that a criminal record imposes on ex-offenders, their families, and society at large. Some states have changed how criminal records are accessed and governed in the interest of removing unduly burdensome barriers to employment for some ex-offenders. Between 2010 and 2012, Massachusetts enacted the Criminal Offender Record Information (CORI) Reform, changing access guidelines for criminal records and preventing employers from inquiring about criminal history on an initial application for employment. ...
New England Public Policy Center Research Report , Paper 17-1

Report
Student-loan debt, delinquency, and default: a New England perspective

In 2009, student-loan debt became the largest non-housing-related consumer debt in the United States. By 2013, outstanding student debt balances had grown to exceed $1 trillion, and by the end of 2015, had reached $1.23 trillion. These milestones coincided with increasing rates of delinquency and default among borrowers, raising concerns about the affordability of this debt. In addition, researchers have recently found an array of adverse effects from such debt, including the impact on homeownership and vehicle purchases, small-business formation, and retirement preparedness. These factors ...
New England Public Policy Center Research Report , Paper 16-1

Report
The quest for cost-efficient local government in New England: what role for regional consolidation?

In the aftermath of the Great Recession, many local governments have experienced significant financial strain. Local governments? financial challenges are likely to continue in the foreseeable future, as federal deficit-reducing measures trigger cuts in state and local aid and as all levels of government struggle to fund their medical and retirement obligations. In an effort to maintain service provision without significant tax increases, many cities and towns will be forced to consider a variety of cost-cutting measures, including joint service provision with other localities. ; This ...
New England Public Policy Center Research Report , Paper 13-1

Report
Achieving greater fiscal stability: guidance for the New England states

This report considers the New England states? past preparedness for revenue downturns caused by business cycle fluctuations and assesses policy actions that could promote greater fiscal stability in the future.
New England Public Policy Center Research Report , Paper 15-2

Report
When the tide goes out: unemployment insurance trust funds and the Great Recession, lessons for and from New England

The unemployment insurance (UI) program is a federal-state program aiming to: (1) provide temporary, partial compensation for the lost earnings of individuals who become unemployed through no fault of their own and (2) serve as a stabilizer during economic downturns by injecting additional resources into the economy in the form of benefit payments. Each state, plus the District of Columbia, Puerto Rico, and the Virgin Islands, operates its own UI program within federal guidelines. ; Since the onset of the Great Recession in late 2007, two-thirds of state UI programs depleted their trust funds ...
New England Public Policy Center Research Report , Paper 12-1

Report
Reaching the goal: expanding health insurance coverage in New England: current strategies and new initiatives

As the number and percentage of people without health insurance continues to climb, the goal of expanding such coverage is even more pressing. Traditional strategies have had only limited success. And with little movement at the federal level, states have chosen to enact their own bold initiatives. Four New England states - Maine, Massachusetts, Rhode Island, and Vermont - have recently passed or implemented programs to expand health insurance coverage, some with the goal of achieving near-universal coverage. By combining different strategies from across the political spectrum, the new ...
New England Public Policy Center Research Report , Paper 07-1

Report
A portrait of New England's immigrants

This research report uses the most recent available data to construct a detailed demographic, labor, and socioeconomic portrait of New England?s immigrants. It is the latest in a series of publications from the Center on the movement of people into and out of our region. ; The report evaluates the size, relative share, settlement patterns, and national origins of the region?s immigrants, and explores how these have changed in recent decades. It then describes the demographic characteristics of the region?s foreign-born residents, and analyzes their labor force behavior. Finally, the report ...
New England Public Policy Center Research Report , Paper 08-2

Report
The Bank of North Dakota: a model for Massachusetts and other states?

In 2010, Massachusetts legislators considered whether to create a state-owned bank as a means to address concerns about credit availability and other economic challenges stemming from the financial crisis and Great Recession of 2007-09. In 2011 a commission was established to investigate the feasibility of setting up such an institution. This research report informs the work of that commission. ; The report provides an in-depth examination of the only state-owned bank in the nation, the Bank of North Dakota (BND). It discusses BND?s history and current operations, and analyzes the degree to ...
New England Public Policy Center Research Report , Paper 11-2

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