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Bank:Federal Reserve Bank of Atlanta  Series:FRB Atlanta Community and Economic Development Discussion Paper 

Discussion Paper
Social ties, space, and resilience: Literature review of community resilience to disasters and constituent social and built environment factors

Communities have faced a variety of crises in recent decades, including more frequent and severe natural disasters. As applied to disasters, resilience entails the ability of a community to rebound following a hurricane, earthquake, or other disturbance. Given the importance of resilience in promoting an effective recovery, the factors that contribute to community resilience are of great interest to scholars and practitioners in many fields. Recent work has examined, for example, socioeconomic indicators that contribute to greater social vulnerability and organizational structures that ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2013-02

Discussion Paper
Leading, lagging, and left behind: identifying metropolitan leaders and labor market outcomes

From 1990 to 2010, the United States underwent significant changes in the makeup of the population and its educational attainment. During the period, bachelor's degree or higher attainment proportions rose significantly?7.9 percentage points?from 20.3 percent in 1990 to 28.2 percent in 2010. This growth happened unevenly, though. Of 283 metropolitan areas, only 78 were above the 7.9 percentage point increase, suggesting much more concentrated growth than would be expected if growth were experienced evenly. This paper documents the concentration of growth and examines four labor market ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2015-4

Discussion Paper
Rental Housing Affordability in the Southeast: Data from the Sixth District

Housing data are available for most large metropolitan regions in the Atlanta Fed's Southeast region. However, many midsized metropolitan, micropolitan, and nonmetro areas lack detailed data on rental housing affordability and housing supply needs by income level. These data are important for state and local governments, affordable housing developers, and housing advocates to inform housing policy. Therefore, the Atlanta Fed partnered with the Shimberg Center at the University of Florida to analyze census data using a methodology developed for Shimberg's periodic Rental Market Study for the ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2018-2

Discussion Paper
Informal Homeownership Issues: Tracking Contract for Deed Sales in the Southeast

Since the Great Recession, homeownership rates have dropped and the wealth divide has widened for low-income and racial and ethnic minority households. Homeownership is a significant contributor to household balance sheets and generator of household wealth, particularly for these populations. {{p}} A contract for deed is a seller-financed real estate contract consisting of installment payments. For households that desire the financial and physical security of owning a home, contracts for deed may provide an inexpensive option. However, risks may exist. Unlike the recipient of a mortgage, the ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2017-2

Discussion Paper
The financing experiences of nonemployer firms: evidence from the 2014 joint small business credit survey

Businesses without employees?or nonemployer firms?make up the majority of small businesses in the United States, but little is known about their financial lives, including their business financing needs and experiences. In this paper, we discuss findings from data on nonemployer firms in the 2014 Joint Small Business Credit Survey, a new annual survey by the Federal Reserve Banks of Atlanta, Cleveland, New York, and Philadelphia. Our results indicate that nonemployers use financing less than employers do. They hold less debt and apply for financing at lower rates, even when controlling for ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2015-3

Discussion Paper
Intrametropolitan patterns of foreclosed homes: ZIP-code-level distributions of real-estate-owned (REO) properties during the U.S. mortgage crisis

During the mortgage crisis, community developers, policymakers, and others have become increasingly concerned about the extent to which lender-owned homes, often called real-estate-owned or ?REO? properties, have accumulated in their neighborhoods and communities. REO properties are usually vacant and, especially when geographically concentrated, can have destabilizing impacts on neighborhoods and communities. However, due to data challenges, little systematic research has been done on the intrametropolitan distributions of such properties, especially across different metropolitan regions. ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2009-01

Discussion Paper
Blight remediation in the Southeast: local approaches to design and implementation

Blight?or the proliferation of vacant, abandoned, or poorly maintained properties?is a critical community issue in many cities in the Southeast as in other regions of the United States, as economic shifts experienced in the past few decades have changed neighborhoods significantly. Municipalities dealing with this issue recognize what is well documented in the literature?that blight is associated with social, economic, environmental, and public health effects on neighborhoods. The recent recession has led to a surge of abandoned and bank-owned properties, disproportionately located in poor ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2015-5

Discussion Paper
Locally owned: Do local business ownership and size matter for local economic well-being?

The concept of ?economic gardening??supporting locally owned businesses over nonlocally owned businesses and small businesses over large ones?has gained traction as a means of economic development since the 1980s. However, there is no definitive evidence for or against this pro-local business view. Therefore, I am using a rich U.S. county-level data set to obtain a statistical characterization of the relationship between local-based entrepreneurship and county economic performance for the period 2000?2009. I investigate the importance of the size of locally based businesses relative to all ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2013-01

Discussion Paper
Can Community Development Improve Health? Emerging Opportunities for Collaboration between the Health and Community Development Sectors

The two sectors of community development and health have long worked in the same neighborhoods, but they have not always worked together. This is starting to change, due in part to a growing recognition among health experts of the social, economic, and environmental factors that drive health outcomes. These social determinants of health have become the basis for new collaborations between community development and health professionals. This paper introduces professionals in both sectors to this emerging area of practice through a series of case studies of innovators in the southeastern United ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2017-3

Discussion Paper
Corporate Landlords, Institutional Investors, and Displacement: Eviction Rates in SingleFamily Rentals

In this research we document the eviction crisis in the city of Atlanta and adjacent suburbs. We place eviction-driven housing instability in the broader context of changing housing markets, examining the relationships between post-foreclosure single-family rentals, large corporate landlords, and eviction rates. The rise of the large corporate landlord in the single-family rental market has the potential to rehabilitate vacant properties and offer affordable housing in desirable neighborhoods, or conversely could perpetuate housing instability and spatial inequality. To understand the ...
FRB Atlanta Community and Economic Development Discussion Paper , Paper 2016-4

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