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Bank:Board of Governors of the Federal Reserve System (U.S.)  Series:Reports and Studies 

Report
Preserving Minority Depository Institutions - May 2020

Reports and Studies

Report
The Federal Reserve Payments Study: 2017 Annual Supplement

Since 2001, the Federal Reserve System has conducted a triennial Federal Reserve Payments Study (FRPS) to estimate aggregate trends in noncash payments in the United States. After the completion of the most recent FRPS in 2016, which reported on trends from 2012 to 2015, a smaller and more targeted annual supplementary data collection was launched to keep information current between the triennial studies. This brief reviews some early results from the 2017 annual update, which contains new estimates of trends for selected core pay­ment instruments from 2015 to 2016. In addition to new ...
Reports and Studies

Report
Changes in U.S. Family Finances from 2010 to 2013: Evidence from the Survey of Consumer Finances

The Federal Reserve Board’s triennial Survey of Consumer Finances (SCF) collects information about family incomes, net worth, balance sheet components, credit use, and other financial outcomes.1 The 2013 SCF reveals substantial disparities in the evolution of income and net worth since the previous time the survey was conducted, in 2010.
Reports and Studies

Report
Report to the Congress on the Profitability of Credit Card Operations of Depository Institutions, June 2012

Section 8 of the Fair Credit and Charge Card Disclosure Act of 1988 directs the Federal Reserve Board to transmit annually to the Congress a report about the profitability of credit card operations of depository institutions. This is the twenty-second report. The analysis here is based to a great extent on information from the Consolidated Reports of Condition and Income (Call Report) and two Federal Reserve surveys, the Quarterly Report of Credit Card Interest Rates and the Survey of Terms of Credit Card Plans.
Reports and Studies

Report
Consumers and Mobile Financial Services 2014

Mobile phones have increasingly become tools that consumers use for banking, payments, budgeting, and shopping. Given the rapid pace of developments in the area of mobile finance, the Federal Reserve Board began conducting annual surveys of consumers’ use of mobile financial services in 2011. The survey examines trends in adoption and use of mobile banking and payments, and how the emergence of mobile financial services affects how consumers interact with financial institutions. This report presents findings from the 2013 survey, which examined consumers’ use of mobile technology to ...
Reports and Studies

Report
Report to the Congress on the Office of Minority and Women Inclusion, March 2012

The Board of Governors of the Federal Reserve System (the Board) is responsible for implementing numerous provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (Dodd-Frank Act). The Dodd-Frank Act requires, among other things, that the Board produce reports to the Congress on a number of potential reform topics. Pursuant to section 342(e) of the Dodd-Frank Act, Sheila Clark, director of the Board’s Office of Diversity and Inclusion, submits this first annual report to the Congress outlining the activities, successes, and challenges of the office. In January ...
Reports and Studies

Report
Perspectives from Main Street: Bank Branch Access in Rural Communities

Perspectives from Main Street: Bank Branch Access in Rural Communities examines how rural consumers and small businesses use bank branches and how their communities have been affected by branch closures. The report includes information gathered at listening sessions hosted by Federal Reserve Banks across the country between July 2018 and January 2019, in addition to other data and research.
Reports and Studies

Report
Report to the Congress on the Profitability of Credit Card Operations of Depository Institutions, June 2016

Section 8 of the Fair Credit and Charge Card Disclosure Act of 1988 directs the Federal Reserve Board to transmit annually to the Congress a report about the profitability of credit card operations of depository institutions. This is the twenty-sixth report. The analysis here is based to a great extent on information from the Consolidated Reports of Condition and Income (Call Report) and the Quarterly Report of Credit Card Interest Rates.
Reports and Studies

Report
Preserving Minority Depository Institutions, July 2016

The Board submits this report pursuant to section 367 of the Dodd-Frank Act. This section requires the Board to submit an annual report to the Congress detailing the actions taken to fulfill requirements outlined in section 308 of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) of 1989, as amended by the Dodd-Frank Act. In addition to the annual reporting requirement, FIRREA section 308 requires the Federal Reserve System (System) to devote efforts toward preserving minority ownership of minority depository institutions (MDIs). Comments on the System’s efforts to ...
Reports and Studies

Report
2010 Annual Report to the Congress on the Presidential $1 Coin Program

Pursuant to section 104 of the Presidential $1 Coin Act of 2005 (Public Law 109-145), the Board of Governors of the Federal Reserve System is required to assess and submit an annual report to the Congress on the remaining obstacles to the efficient and timely circulation of $1 coins; to assess the extent to which the goals of consultations with industry representatives, the vending industry, and other coin-accepting organizations are being met; and to provide such recommendations for legislative action as the Board may determine to be appropriate. Since our 2009 annual report, the Federal ...
Reports and Studies

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Board of Governors of the Federal Reserve System (U.S.) 98 items

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