Search Results

No results found.

(refine search)
SORT BY: PREVIOUS / NEXT
Keywords:random utility analysis 

Working Paper
Low-Income Consumers and Payment Choice

Low-income consumers are not only constrained with spending, but also with the type and variety of payment methods available to them. Using a representative sample of the U.S. adult population, this paper analyzes the low possession (adoption) of credit and debit cards among low-income consumers who are also unbanked. Using a random utility model, I estimate the potential welfare gains associated with policy options suggested in the literature to provide subsidized and unsubsidized debit cards to this consumer population.
FRB Atlanta Working Paper , Paper 2020-3

FILTER BY Bank

FILTER BY Series

FILTER BY Content Type

FILTER BY Author

Shy, Oz 1 items

FILTER BY Jel Classification

D90 1 items

E42 1 items

FILTER BY Keywords

PREVIOUS / NEXT