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Journal Article
What can price theory say about the Community Reinvestment Act?
Walter, John R.; Lacy, Robert L. (2002-04)
Economic Quarterly , Issue Spr , Pages 1-27

Journal Article
Using collateral to secure loans
Leitner, Yaron (2006-04)
In ?Using Collateral to Secure Loans,? Yaron Leitner asks: Why is collateral used to secure some loans, but not others? And why does collateral potentially involve more risk? He considers these questions, looking at some of the explanations for using collateral, focusing on its benefits and drawbacks.
Business Review , Issue Q2 , Pages 9-16

Journal Article
The Rise in Loan-to-Deposit Ratios: Is 80 the New 60?
DiSalvo, James; Johnston, Ryan (2017-07)
Liquidity ratios at small banks have climbed in recent decades. Why has this happened? Should regulators be concerned? A traditional signal that a bank may not have enough liquid assets to cover a sudden loss of funding has increased dramatically at small banks in recent decades. Small banks? median ratio of the value of their loans outstanding to the value of their deposits has risen from around 60 percent in the second half of the 1980s to around 80 percent today. Meanwhile, the same measure of liquidity has increased about 5 percentage points at large banks. How can we explain this big ...
Economic Insights , Volume 2 , Issue 3 , Pages 18-23

Journal Article
Household borrowing in the recovery
Luckett, Charles A.; Seiders, David F. (1978-03)
Federal Reserve Bulletin , Issue Mar , Pages 153-160

Conference Paper
Community organization and Community Reinvestment Act lending in Washington, D.C.
Holyoke, Thomas T. (2001)
Proceedings , Paper 795

Conference Paper
The small business lending relationship: session B (discussion comments)
Udell, Gregory F.; Strahan, Philip E. (1999)
Proceedings , Paper 763

Conference Paper
Summary of \"Institutional investment in syndicated loans\"
Nandy, Debarshi K.; Shao, Pei (2008)
Proceedings , Paper 1098

Working Paper
Loan regulation and child labor in rural India
Zimmermann, Christian; Dasgupta, Basab (2012)
We study the impact of loan regulation in rural India on child labor with an overlapping-generations model of formal and informal lending, human capital accumulation, adverse selection, and differentiated risk types. Specifically, we build a model economy that replicates the current outcome with a loan rate cap and no lender discrimination by risk using a survey of rural lenders. Households borrow primarily from informal moneylenders and use child labor. Removing the rate cap and allowing lender discrimination markedly increases capital use, eliminates child labor, and improves welfare of all ...
Working Papers , Paper 2012-027

Conference Paper
The importance of trust in micro-credit borrowing groups
Anthony, Denise L. (1999)
Proceedings , Paper 782

Conference Paper
Subprime lending: neighborhood patterns over time
Russo, Karl; Hershaff, Jonathan; Wachter, Susan M. (2005)
Proceedings , Paper 954

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