Search Results
Speech
Panel Remarks: Supervisory and Regulatory Action to Support the Economy and Protect Consumers
Stiroh, Kevin J.
(2020-04-23)
Panel Remarks at The Fed and Main Street during the Coronavirus Pandemic, WebEx event, April 23, 2020.
Speech
Newsletter
How Does the Gig Economy Support Entrepreneurship?
Wolla, Scott A.
(2024-04)
Entrepreneurs take risks to develop new products and start new businesses. In the early phases of starting a business, when an entrepreneur’s income is sometimes lacking or unstable, the gig economy offers opportunities to supplement and smooth income. This Page One Economics® essay discusses this relationship, including some interesting research on the topic.
Page One Economics Newsletter
Journal Article
Market Failure and Community Economic Development in the US
Greer, James L.; Gonzales, Oscar
(2017)
This article explores the "political economy of community development" in the United States, with historical context on market failures. The authors, for the purposes of this article, also explore lending patterns in the Seventh Federal Reserve District.
Profitwise
, Issue 1
, Pages 1-10
Working Paper
Marriage Market Sorting in the U.S.
Cheremukhin, Anton A.; Restrepo-Echavarria, Paulina; Tutino, Antonella
(2023-09)
We study the multidimensional sorting of males and females in the U.S. marriage market over the past decade using a model of targeted search. We find strong vertical sorting on income and education, and horizontal sorting on race. We find that women put significant effort into targeting men at the top of the desirability scale, while men put less effort and target women with similar characteristics. We find no improvement in quality of matching and no noticeable changes in sorting patterns or individual search behavior, despite rapid improvement in search technology. Finally, we find that ...
Working Papers
, Paper 2023-023
Speech
Community Development: What Does it Take to Create an Economy that Works for All?
Erickson, David J.
(2021-06-03)
Remarks at Capital Quest: Connecting Capital to Communities (delivered via videoconference).
Speech
Working Paper
Marriage Market Sorting in the U.S.
Cheremukhin, Anton A.; Restrepo-Echavarria, Paulina; Tutino, Antonella
(2024-09-10)
We examine shifts in the U.S. marriage market, assessing how online dating, demographic changes, and evolving societal norms influence mate choice and broader sorting trends. Using a targeted search model, we analyze mate selection based on factors such as education, age, race, income, and skill. Intriguingly, despite the rise of online dating, preferences, mate choice, and overall sorting patterns showed negligible change from 2008 to 2021. However, a longer historical view from 1960 to 2020 reveals a trend toward preferences for similarity, particularly concerning income, education, and ...
Working Papers
, Paper 2023-023
Working Paper
Health Insurance as an Income Stabilizer
Blascak, Nathan; Roll, Stephen; Grinstein-Weiss, Michal; Gallagher, Emily
(2020-01-29)
We evaluate the effect of health insurance on the incidence of negative income shocks using the tax data and survey responses of nearly 14,000 low income households. Us-ing a regression discontinuity (RD) design and variation in the cost of nongroup pri-vate health insurance under the Affordable Care Act, we find that eligibility for sub-sidized Marketplace insurance is associated with a 16% and 9% decline in the rates of unexpected job loss and income loss, respectively. Effects are concentrated among households with past health costs and exist only for “unexpected” forms of earnings ...
Working Papers
, Paper 20-05
Journal Article
Why Immigration Is an Urban Phenomenon
Monras, Joan
(2023-07-03)
Immigration is fundamentally an urban phenomenon. Both in the United States and elsewhere, immigrants settle primarily in cities—especially high-wage, high cost-of-living cities. The most likely reason is that immigrants often send a significant share of their income back to their origin country. As a result, they value a city’s high wages and are less discouraged by the high living costs than native-born workers. Migration policies can reinforce this urban concentration pattern.
FRBSF Economic Letter
, Volume 2023
, Issue 16
, Pages 5
Working Paper
The Decline in Intergenerational Mobility After 1980
Davis, Jonathan; Mazumder, Bhashkar
(2017-03-16)
We demonstrate that intergenerational mobility declined sharply for cohorts born between 1957 and 1964 compared to those born between 1942 and 1953. The former entered the labor market largely after the large rise in inequality that occurred around 1980 while the latter entered the labor market before this inflection point. We show that the rank-rank slope rose from 0.27 to 0.4 and the IGE rose from 0.35 to 0.51. The share of children whose income exceeds that of their parents fell by about 3 percentage points. These findings suggest that relative mobility fell by substantially more than ...
Working Paper Series
, Paper WP-2017-5
Working Paper
Measuring consumer expenditures with payment diaries
Schuh, Scott
(2017-01-20)
As the 2012 Diary of Consumer Payment Choice (DCPC) illustrates, there are advantages to measuring consumer expenditures by tracking the authorization of payments by instrument type (cash, check, debit or credit card, etc.). The main advantages of payment diaries appear to be the following: 1) the ability to measure expenditures by payment instrument aggregated into lumpy purchases (?shopping baskets?), 2) relatively low respondent burden, and 3) effective random sampling. Three notable results emerge from comparing the 2012 DCPC estimates with estimates from other reputable estimates of the ...
Working Papers
, Paper 17-2
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