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Speech
U.S. Economic Outlook
Moskow, Michael H. (2007-02-16)
Remarks by Michael H. Moskow President and Chief Executive Officer Federal Reserve Bank of Chicago. University Club of Chicago - Learn at Lunch Lecture - 76 E. Monroe St., Chicago, IL. A speech delivered on February 16, 2007 in Chicago, Illinois.
Speech , Paper 7

Report
The supply of permanent supportive housing in Massachusetts: comparing availability to the chronic homeless population
Chiumenti, Nicholas (2018-09-01)
Permanent supportive housing (PSH) has become an important resource for Massachusetts service providers working to address chronic homelessness in the state. Nationally, and in the Commonwealth, the number of PSH beds available for homeless individuals and families now exceeds the amount of emergency shelter beds and other, non-permanent, housing options. While PSH is acknowledged as an important tool, there has been little research into the inventory level needed to effectively house the state?s current chronic homeless population, and what, if any, local shortages exist. This report uses ...
New England Public Policy Center Policy Reports , Paper 18-2

How Many People Doubled Up after Losing Housing in Aftermath of Past Recessions?
Emmons, William R. (2021-04-21)
People often move in with family or friends because they have lost housing or seek to economize after recessions.
On the Economy

Briefing
Impact of the COVID-19 Pandemic on New England Homeowners and Renters
Chiumenti, Nicholas (2020-05-18)
Job losses and likely layoffs related to the COVID-19 pandemic will put many New England residents at risk of not being able to pay their mortgage or rent and needing financial assistance and state-government safeguards to remain in their homes. Economic interventions from Congress, primarily through the federal CARES Act, include direct payments to households and increased unemployment insurance benefits that are expected to provide vital support to many of these households for the next three to four months. Even with these efforts, 2 to 3 percent of New England homeowners and 9 to 13 ...
New England Public Policy Center Regional Brief , Paper 2020-02

Working Paper
The Effects of the 1930s HOLC \"Redlining\" Maps
Mazumder, Bhashkar; Hartley, Daniel; Aaronson, Daniel (2017-09-17)
In the wake of the Great Depression, the Federal government created new institutions such as the Home Owners' Loan Corporation (HOLC) to stabilize housing markets. As part of that effort, the HOLC created residential security maps for over 200 cities to grade the riskiness of lending to neighborhoods. We trace out the effects of these maps over the course of the 20th and into the early 21st century by linking geocoded HOLC maps to both Census and modern credit bureau data. Our analysis looks at the difference in outcomes between residents living on a lower graded side versus a higher graded ...
Working Paper Series , Paper WP-2017-12

Journal Article
Practitioner Perspectives: Workforce Development Challenges and Opportunities in the Eighth District
Chalise, Nishesh (2023-11-16)
Roundtables with labor force development stakeholders across the Eighth District identified housing, transportation and child care as key barriers to work.
Bridges

Working Paper
Neighborhood Change and Residential Instability in Oakland
Gupta, Vineet; Hwang, Jackelyn; Shrimali, Bina (2021-05-11)
Affordable housing is critical to ensuring healthy and resilient communities and broad access to economic opportunity. In this report, we examine neighborhood change and residential instability in the City of Oakland over the past two decades. We employ multiple data sources, including individual-level data from the Federal Reserve Bank of New York Consumer Credit Panel/Equifax data. We analyze historical and contemporary data to understand patterns of residential instability, and we identify which residents and areas are most likely to experience heightened challenges in the context of the ...
Community Development Working Paper , Paper 2021-01

Housing Distress in the Time of COVID-19
Ricketts, Lowell R. (2020-08-03)
As of late July, 12.5% of Americans were experiencing housing distress. Which groups are experiencing the most housing distress?
On the Economy

Discussion Paper
Trends in Debt Concentration in the United States By Income
Lee, Donghoon; Mazewski, Matthew; Zafar, Basit; Scally, Joelle (2015-11-05)
Household debt in the United States expanded before the Great Recession, contracted afterward, and has been recovering since 2013. But how has the distribution of debt across different income groups evolved over time? Who has been driving the recovery of household debt over the past two years? To date, there has been little work on how borrowing patterns for high- and low-income individuals have changed over time, although one notable exception is Amromin and McGranahan. Here, using the New York Fed Consumer Credit Panel (CCP), a quarterly panel data set based on Equifax credit reports, we ...
Liberty Street Economics , Paper 20151105

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