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Keywords:graduation 

Discussion Paper
Diplomas to Doorsteps: Education, Student Debt, and Homeownership

Evidence overwhelmingly shows that the average earnings premium to having a college education is high and has risen over the past several decades, in part because of a decline in real average earnings for those without a college degree. In addition to high private returns, there are substantial social returns to having a well-educated citizenry and workforce. A new development that may have important longer-term implications for education investment and for the broader economy is a significant change in the financing of higher education. State funding has declined markedly over the past two ...
Liberty Street Economics , Paper 20170403

Speech
In Character We Trust

Philadelphia Fed President Patrick T. Harker delivered the commencement address to graduates of the ABA Stonier Graduate School of Banking. The speech focused on the importance of character and integrity for leaders of financial institutions
Speech , Paper 169

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