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Who Falters at Student Loan Payback Time?
This is the final post in a four-part series examining the evolution of enrollment, student loans, graduation and default in the higher education market over the course of the past fifteen years. In the first post, we found a marked increase in enrollment of 35 percent between 2000 and 2015, led mostly by the for-profit sector?which increased enrollment by 177 percent. The second post showed that these new enrollees were quite different from the traditional enrollees. Yesterday?s post demonstrated an unprecedented increase in loan origination amounts during this period?nearly tripling between ...
The Changing Role of Community-College and For-Profit-College Borrowers in the Student Loan Market
In the first post in this series, we characterized the rapid transformation of the higher education market over the 2000-2015 period, a transformation that was led by explosive growth of the for-profit sector of higher education. In the second post, we found that most of this growth was driven by nontraditional students entering these institutions. Given this growth and the marked change in student composition, it is important to understand what impact these patterns might have on student loan originations, student loan volume, and the borrower pool in the various sectors of higher education. ...
All Eyes on Texas: Community colleges focus on preparing the workforce of tomorrow
This report examines how Texas community colleges can fulfill their unique mission through measures including additional funding, greater outreach with business and recognition that many students seek specific skills training.
The Changing Higher Education Landscape
The past decade and a half has seen dramatic changes in the higher education landscape, characterized by significant growth in enrollment. This growth has been concentrated mostly in for-profit schools, where enrollment skyrocketed in the first decade of the period, nearly quadrupling between 2000 and 2011. The post-2011 period has been marked by an abatement of this growth. These patterns have strong implications not only for the higher education market but also for the labor force and the economy more broadly. Therefore, it is essential to understand the evolution of the different sectors ...
Disinvesting in the future?: a comprehensive examination of the effects of state appropriations for public higher education
In aggregate, state appropriations are the largest revenue source for public higher education in the United States. However, these appropriations have significantly declined over past decades, drawing serious concerns about the potential negative impact on schools and students. This paper provides a more comprehensive study of the effects of state appropriations than previous research, while explicitly exploring and testing the heterogeneity of the effects by institutional type. It finds strong evidence of the negative effects of state appropriation cuts in the areas of tuition and fees, ...
A New Endeavor: Introducing the Fifth District Survey of Community College Outcomes
Community colleges play a major role in workforce and economic development in communities across the Fifth District. Their responsibility for educating and connecting individuals to jobs means that understanding their outcomes is important to how we think about our best path to maximum employment and sustainable economic growth.
The Higher Education Emergency Relief Fund (HEERF) and Its Impact on Fifth District Community Colleges
As part of the various government stimulus programs in response to the COVID-19 pandemic, institutions of higher education received a total of $77 billion via the Higher Education Emergency Relief Fund (HEERF). HEERF included funds for a broad array of higher education programs, but most funds were allotted for direct student support and for institutional purposes.The CARES Act and the American Rescue Plan required that at least 50 percent of a college or university's HEERF allotment be given to students in the form of direct grants. The Coronavirus Response and Relief Supplemental ...
District Digest: Community Colleges as Anchor Institutions in Rural Areas
The Fifth Federal Reserve District — comprising Maryland, North Carolina, South Carolina, Virginia, most of West Virginia, and Washington, D.C. — is home to 122 public two-year institutions that have a wide range of both traditional academic and technical programs. More than half of these community colleges are located in rural counties. The 66 rural community colleges, like the private and public four-year institutions of higher education in rural areas, play an anchor institution role in their communities. But this role is not always accounted for in the formulas that federal, state, ...