Our website will undergo scheduled maintenance on March 6th, 2024. During this time, connection to our website and some of its features may be unavailable. Thank you for your patience, and we apologize for any inconvenience.

Search Results

Showing results 1 to 1 of approximately 1.

(refine search)
SORT BY: PREVIOUS / NEXT
Keywords:auto lenders 

Discussion Paper
What Explains the Post–2011 Trends of Longer Maturities and Rising Default Rates on Auto Loans?

This paper quantifies relationships of long-term auto borrowing and auto-loan default to observable borrower characteristics and economic variables. We also quantify the residual components of the trends in long-term borrowing and delinquency not attributable to identifiable factors. Second, our paper provides new evidence on the relationship between longer-term borrowing and auto-loan default risk. We find that observable factors associated with the choice of a long loan term usually indicate an increased risk of default. We also find that the increasing share of long-term loans and the ...
Consumer Finance Institute discussion papers , Paper 20-02

FILTER BY Content Type

FILTER BY Author

FILTER BY Jel Classification

C23 1 items

D12 1 items

G21 1 items

FILTER BY Keywords

PREVIOUS / NEXT